first direct Current Accounts

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  • Nationwide logo

    Nationwide FlexAccount

    • No monthly fee
    • Share £200 with a friend when they switch their main current account to Nationwide (terms apply)
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account
  • Nationwide logo

    Nationwide FlexDirect

    • 5% AER on balances up to £2,500 for the first 12 months (conditions apply)
    • Fee-free overdraft for 12 months (subject to approval)
    • No monthly fee
    • Share £200 with a friend when they switch their main current account to Nationwide (terms apply)
    • Maximum Interest (AER) [?]
      5%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      £1,000
    • Monthly Fee
      Free

    Interest details

    • 5.00% AER (4.89% gross p.a.) for in-credit balances up to £2,500 (fixed for the first 12 months) if you pay in at least £1,000 per month.
    • After the first 12 months the rate reverts to 1.00% variable.
    • No interest on balances over £2,500.

    Overdraft details

    • 0% overdraft in the first 12 months, 39.9% EAR/AER (variable) thereafter.
  • Nationwide logo

    Nationwide FlexPlus

    • Includes worldwide travel insurance, mobile phone insurance, breakdown cover and extended warranty
    • Share £200 with a friend when they switch their main current account to Nationwide (terms apply)
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £13

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First Direct Current Accounts FAQ

Who is First Direct?

What features and services does a First Direct current account offer?

Who can apply for a First Direct current account?

How can I apply for a 1st Account with First Direct?

Can I switch my account to a First Direct current account?

Can I use an app to manage by 1st Account?

Can I add on extra perks to the account?

Services offered by this provider may change over time. Always check Ts&Cs.

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