first direct Current Accounts

  • Compare first direct current account products in the table below.
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first direct Current Accounts logo

First Direct Current Accounts FAQ

Who is First Direct?

What features and services does a First Direct current account offer?

Who can apply for a First Direct current account?

How can I apply for a 1st Account with First Direct?

Can I switch my account to a First Direct current account?

Can I use an app to manage by 1st Account?

Can I add on extra perks to the account?

Services offered by this provider may change over time. Always check Ts&Cs.

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    Compare similar products from other providers

  • Santander logo

    Santander 1|2|3 Current Account

    • Earn up to 3% cashback every month on selected Household bills paid by Direct Debit, capped at £5 for each cashback tier each month
    • Earn monthly interest of 1.00% AER/gross (variable) on balances up to £20,000
    • To be eligible you must pay a minimum of £500 into your account each month; have 2 active Direct Debits
    • There is a £5 monthly fee for maintaining the account that will automatically be taken from your account each month
    • Maximum Interest (AER) [?]
      1.00%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      £500
    • Monthly Fee
      £5

    Interest details

    • Earn monthly interest of 1.00% AER/gross (variable) on balances up to £20,000

      Earn up to 3% cashback every month on selected Household bills paid by Direct Debit, capped at £5 for each cashback tier each month

    Overdraft details

    • 39.9% APR (variable)/ EAR (variable)
    • Unarranged Overdraft Usage Fee - 0% APR (variable)/ EAR (variable)
  • Santander logo

    Santander 1|2|3 Lite Current Account

    • Earn up to 3% cashback every month on selected Household bills paid by Direct Debit, capped at £5 for each cashback tier each month
    • To be eligible you must pay a minimum of £500 into your account each month; have 2 active Direct Debits
    • There is a £1 monthly fee for maintaining the account that will automatically be taken from your account each month
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      £500
    • Monthly Fee
      £1

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • 39.94% APR (variable)/ EAR (variable)
    • Unarranged Overdraft Usage Fee - 0% APR (variable)/ EAR (variable)
  • TSB logo

    TSB Classic Plus Account

    • Earn 1.5% AER (variable) on balances up to £1,500 by crediting £500/month, register for internet banking, paperless statements and correspondence, interest paid monthly.
    • Must be UK resident only, 18+
    • Maximum Interest (AER) [?]
      1.50%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      £500 (to earn interest)
    • Monthly Fee
      Free

    Interest details

    • 1.5% AER/ 1.49% gross variable interest paid on balances up to £1500 only. To earn interest (which is paid monthly) just pay a minimum of £500 a month and register for internet banking, paperless statements and correspondence.

    Overdraft details

    • Assumed arranged overdraft of £1,200: 39.9% APR representative variable. Subject to application, approval & repayable on demand.

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