HSBC Current Accounts

  • You can compare details of HSBC's personal and business current accounts below.
  • Compare important information such as interest rates, overdraft facilities, benefits, fees and charges.

Compare HSBC Current Accounts

  • HSBC logo

    HSBC Premier Bank Account

    • Free Worldwide Family Travel Insurance
    • Earn 5% on linked Regular Saver
    • Preferential terms on selected products, services and rewards
    • To be eligible you must meet one of the following: Have an individual income of £75K+ and a mortgage, investment or protection product; or £50K in savings or investments with HSBC UK; or qualify for HSBC Premier in another country
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      Free luxury overnight stay (worth £330 average)
    • Minimum Monthly Credit
      Free
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account
    • A fixed preferential rate of 5% AER/gross over 12 months is available to HSBC Advance customers, who open a new Regular Saver account. Save between £25 and £250 per month by standing order from your HSBC Advance Bank Account for a fixed term of 12 months.

    Overdraft details

    • Apply for a £500 interest-free arranged overdraft facility with no overdraft fee, subject to status and meeting HSBC's UK proof of address requirements

    Switching incentive details

    • Enjoy a luxury overnight stay or family getaway worth on average £330 when you switch to an HSBC Premier account through the Current Account Switch Service. The offer is open to new customers applying for the HSBC Premier Bank Account. Eligibility criteria and T&Cs apply.

    Compare similar products from other providers

  • Nationwide logo

    Nationwide FlexAccount

    • No monthly fee
    • Share £200 with a friend when they switch their main current account to Nationwide (terms apply)
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees:18.9% EAR (variable) thereafter
    • Unrranged overdraft fees: 18.9% EAR (variable)
    • For every payment that is NOT made over and above your reserve limit, you'll be charged an unpaid transaction fee of £15
    • The total sum of fees (including any paid/unpaid transaction fees) is capped at £75 per statement month
  • Nationwide logo

    Nationwide FlexDirect

    • 5% AER on balances up to £2,500 for the first 12 months (conditions apply)
    • Fee-free overdraft for 12 months (subject to approval)
    • No monthly fee
    • Share £200 with a friend when they switch their main current account to Nationwide (terms apply)
    • Maximum Interest (AER) [?]
      5%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      £1,000
    • Monthly Fee
      Free

    Interest details

    • 5.00% AER (4.89% gross p.a.) for in-credit balances up to £2,500 (fixed for the first 12 months) if you pay in at least £1,000 per month.
    • After the first 12 months the rate reverts to 1.00% variable.
    • No interest on balances over £2,500.

    Overdraft details

    • Arranged overdraft fees: 0% for the first 12 months
    • 50p per day on balances over £10 thereafter (the first £10 of your arranged overdraft is free)
    • Unarranged overdraft fees: 50p per day on balances up to £10
    • £5 per day on balances over £10 and are capped at £60 per month
    • First time fee refund - Nationwide will refund the first overdraft fees you incur
  • Nationwide logo

    Nationwide FlexPlus

    • 3% on balances up to £2,500
    • Includes worldwide travel insurance, mobile phone insurance, breakdown cover and extended warranty
    • Share £200 with a friend when they switch their main current account to Nationwide (terms apply)
    • Maximum Interest (AER) [?]
      3%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £13

    Interest details

    • 3% on balances up to £2,500
    • No interest on balances over £2,500

    Overdraft details

    • Arranged overdraft fees: 50p per day on balances over £100 (the first £100 of your arranged overdraft is free)
    • Unarranged overdraft fees: 50p per day on balances up to £10
    • £5 per day on balances over £10 and are capped at £50 per month

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HSBC Current Accounts FAQ

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Can I apply for a HSBC current account?

What types of current accounts does HSBC offer?

Can I switch my account to a HSBC current account?

Will HSBC perform a credit check when I apply for a current account?

Can I borrow through my HSBC current account?

Services offered by this provider may change over time. Always check Ts&Cs.

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