How to Protect Yourself From Online Fraud: 14 Tips you Need to Read
We are living in a difficult time. It’s also a time when fraudsters see opportunity. With so many people at home and spending more time online, the chance to run scams is almost irresistible to some dishonest people.Read more
Can I switch bank accounts if I’m in my overdraft?
Many people are keen to switch their bank accounts for the cash benefits that are available to new customers. However, what happens if you’re in your overdraft? Our guide will help you find out how you can switch bank accounts.Read more
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Compare various types of current account quickly and easily to help you choose the ideal home for your personal or commercial finances.
More about current accounts
A current account is what you might call an everyday bank account. It's best used to hold the money that you spend on a regular basis - either on day-to-day living costs or usual household bills.
Your common-or-garden current account will provide you with a debit card which you can use with cash machines and in the shops, the ability to automatically pay out direct debits and standing orders and the option to administer your account in branch, over the Internet or via telephone. To credit the account you either pay in cash, transfer from another account or receive regular income like wages and pensions.
Some current accounts offer cheque books, others overdraft facilities which you can use to borrow a small amount in the short term. How much depends on your credit rating, as will the interest rate that you'll pay while in the red.
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