Nationwide Current Accounts

  • Nationwide offer a range of popular current accounts in the UK.
  • Compare up-to-date information regarding interest rates, overdraft fees and monthly fees below.
  • Please click on the links provided for more information on each account or to apply online.

Compare Nationwide Current Accounts

  • Nationwide logo

    Nationwide FlexAccount

    • No monthly fee
    • Share £200 with a friend when they switch their main current account to Nationwide (terms apply)
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees:18.9% EAR (variable) Unrranged overdraft fees: 18.9% EAR (variable)
    • For every payment that is NOT made over and above your reserve limit, you'll be charged an unpaid transaction fee of £15
    • The total sum of fees (including any paid/unpaid transaction fees) is capped at £75 per statement month
  • Nationwide logo

    Nationwide FlexDirect

    • 5% AER on balances up to £2,500 for the first 12 months (conditions apply)
    • Fee-free overdraft for 12 months (subject to approval)
    • No monthly fee
    • Share £200 with a friend when they switch their main current account to Nationwide (terms apply)
    • Maximum Interest (AER) [?]
      5%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      £1,000
    • Monthly Fee
      Free

    Interest details

    • 5.00% AER (4.89% gross p.a.) for in-credit balances up to £2,500 (fixed for the first 12 months) if you pay in at least £1,000 per month.
    • After the first 12 months the rate reverts to 1.00% variable.
    • No interest on balances over £2,500.

    Overdraft details

    • Arranged overdraft fees: 0% for the first 12 months
    • 50p per day on balances over £10 thereafter (the first £10 of your arranged overdraft is free)
    • Unarranged overdraft fees: 50p per day on balances up to £10
    • £5 per day on balances over £10 and are capped at £60 per month
    • First time fee refund - Nationwide will refund the first overdraft fees you incur
  • Nationwide logo

    Nationwide FlexPlus

    • 3% on balances up to £2,500
    • Includes worldwide travel insurance, mobile phone insurance, breakdown cover and extended warranty
    • Share £200 with a friend when they switch their main current account to Nationwide (terms apply)
    • Maximum Interest (AER) [?]
      3%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £13

    Interest details

    • 3% on balances up to £2,500
    • No interest on balances over £2,500

    Overdraft details

    • Arranged overdraft fees: 50p per day on balances over £100 (the first £100 of your arranged overdraft is free)
    • Unarranged overdraft fees: 50p per day on balances up to £10
    • £5 per day on balances over £10 and are capped at £50 per month

    Compare similar products from other providers

  • NatWest logo

    NatWest Select Account

    • Earn £150 for switching your current account held elsewhere to NatWest by 6th December 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 24th January 2020. Ts&Cs apply.
    • Select current account - no monthly fee.
    • Must be 18+ and a UK resident.
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to NatWest by 6th December 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 24th January 2020. Ts&Cs apply.
  • NatWest logo

    NatWest Reward Account

    • Earn £150 for switching your current account held elsewhere to NatWest by 6th December 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 24th January 2020. Ts&Cs apply.
    • £2 monthly fee. 2% back in Rewards on 7 types of household bills if paid by Direct Debit. £2 monthly fee. Reward eligibility criteria applies.
    • Must be 18+ and a UK resident.
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £2

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees:19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to NatWest by 6th December 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 24th January 2020. Ts&Cs apply.
  • NatWest logo

    NatWest Reward Silver Account

    • Earn £150 for switching your current account held elsewhere to NatWest by 6th December 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 24th January 2020. Ts&Cs apply.
    • 2% in rewards on 7 household bills if paid by Direct Debit as well as lifestyle benefits. £10 monthly fee. Reward eligibility criteria applies.
    • Must be 18+ and a UK resident.
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £10

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: No interest paid on first £250. 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts above £250
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to NatWest by 6th December 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 24th January 2020. Ts&Cs apply.

Award-winning comparisons you can trust

It's always nice to know you're on the right track. Over the years, as we have striven to improve the services we provide to our clients and users, we have been pleased to receive recognition for our efforts from both industry and consumer bodies.

Featured brands