NatWest Current Accounts

  • If you are on the lookout for a new current account you can check out NatWest's range of accounts in the table below.
  • Compare the latest information on interest rates, overdraft facilities and account fees.
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Compare NatWest Current Accounts

  • NatWest logo

    NatWest Reward Account

    • 2% back in Rewards on 7 types of household bills if paid by Direct Debit - Reward eligibility criteria apply
    • On average NatWest customers earn £83 in Rewards per year. Based on monthly bills of £345 excluding the monthly £2 fee
    • To apply, you must be 18+ and a UK resident
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £2

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees:19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to NatWest by 15th February 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 22nd March 2019. T&Cs apply.
  • NatWest logo

    NatWest Reward Platinum Account

    • 2% back in Rewards on 7 types of household bills if paid by Direct Debit - Reward eligibility criteria apply
    • On average NatWest customers earn £83 in Rewards per year. Based on monthly bills of £345.
    • UK car breakdown cover policy underwritten by U K Insurance Limited
    • Mobile phone insurance underwritten by Aviva Insurance Limited
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £20

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: No interest paid on first £250. 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts above £250
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to NatWest by 15th February 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 22nd March 2019. T&Cs apply.
  • NatWest logo

    NatWest Reward Silver Account

    • 2% back in Rewards on 7 types of household bills if paid by Direct Debit - Reward eligibility criteria apply
    • On average NatWest customers earn £83 in Rewards per year. Based on monthly bills of £345 excluding the monthly £12 fee.
    • To apply, you must be 18+ and a UK resident.
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £10

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: No interest paid on first £250. 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts above £250
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to NatWest by 15th February 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 22nd March 2019. T&Cs apply.
  • NatWest logo

    NatWest Select Account

    • Easy to use mobile banking app - voted best banking app at the British Bank Awards in 2018 for the second year in a row.
    • Get a contactless Visa Debit card - make payments under £30 with one tap
    • To apply, you must be 18+ and a UK resident
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to NatWest by 15th February 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 22nd March 2019. T&Cs apply.

    Compare similar products from other providers

  • B logo

    B Current Account

    • Aged 16 or older (18 and older to apply online)
    • Must open both a B Current account and B Instant Savings account
    • No monthly fee
    • 1% AER on all credit balances with your B Instant Savings account
    • Maximum Interest (AER) [?]
      0.50%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • With a B Current account you'll enjoy 0.50% AER (0.50% gross p.a. variable) on your credit balances up to £2,000.

      B Instant Savings account with unlimited deposits gives you a 1.00% AER, (1.00% gross p.a. variable) paid quarterly on all credit balances.

    Overdraft details

    • £25 planned borrowing buffer, £10 unplanned borrowing buffer
    • 12.5% EAR
  • Barclays logo

    Barclays Bank Account

    • Personalised debit card
    • Award-winning online and mobile banking
    • Earn cashback when you shop online and in-store through Barclays with selected partners
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees:
    • 75p a day up to £1,000
    • £1.50 a day from £1,000 to £2,000
    • £3 a day from £2,000 and above
    • Unarranged overdraft fees:
    • Barclays' Monthly Maximum Charge for Personal Current Accounts is £32. This includes: a maximum of 4 Unpaid Transaction Fees (£32 cap). Barclays' Monthly Maximum Charge for Personal Current Accounts with Emergency Borrowing is £67. This includes: a maximum of 7 Emergency Borrowing Fees (£35 cap) and a maximum of 4 Unpaid Transaction Fees (£32 cap). It doesn't include charges for using an arranged overdraft or the cost of packs for customising your account.
  • Barclays logo

    Barclays Current Account with Blue Rewards

    • Get £7 every month (£3.50 for each Direct Debit payment) and extra cash rewards on selected products
    • Enhanced rate of cashback at selected retailers when shopping through Barclays
    • Personalised debit card
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      £800
    • Monthly Fee
      £3

    Interest details

    • No interest is paid on in-credit balances on this account
    • Rewards details:
    • Get £7 every month (£3.50 for each Direct Debit payment) and extra cash rewards on selected products:
    • £5 each month for having your mortgage with Barclays
    • Up to £3 each month when you take out or renew buildings or contents cover with Barclays
    • Subject to eligibility.

    Overdraft details

    • Arranged overdraft fees:
    • 75p a day up to £1,000
    • £1.50 a day from £1,000 to £2,000
    • £3 a day from £2,000 and above
    • Unarranged overdraft fees:
    • Barclays' Monthly Maximum Charge for Personal Current Accounts is £32. This includes: a maximum of 4 Unpaid Transaction Fees (£32 cap). Barclays' Monthly Maximum Charge for Personal Current Accounts with Emergency Borrowing is £67. This includes: a maximum of 7 Emergency Borrowing Fees (£35 cap) and a maximum of 4 Unpaid Transaction Fees (£32 cap). It doesn't include charges for using an arranged overdraft or the cost of packs for customising your account.

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