NatWest Current Accounts

  • If you are on the lookout for a new current account you can check out NatWest's range of accounts in the table below.
  • Compare the latest information on interest rates, overdraft facilities and account fees.

Compare NatWest Current Accounts

  • NatWest logo

    NatWest Reward Account

    • £175 to Switch and Stay. Receive £125 upfront and then £50 after 12 months. Eligibility criteria applies.
    • Use the Current Account Switch Service to close your current account held elsewhere and switch to NatWest by 7 June 2019. Pay in at least £1,500 and log in to online or mobile banking by 12 July 2019. Before 1 June 2020 use your Debit card linked to your opened account at least once per month. Must be 18+ and a UK resident.
    • 2% back in Rewards on 7 types of household bills if paid by Direct Debit. £2 monthly fee. Reward eligibility criteria applies.
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £125
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £2

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees:19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details
  • NatWest logo

    NatWest Reward Platinum Account

    • £175 to Switch and Stay. Receive £125 upfront and then £50 after 12 months. Eligibility criteria applies.
    • Use the Current Account Switch Service to close your current account held elsewhere and switch to NatWest by 7 June 2019. Pay in at least £1,500 and log in to online or mobile banking by 12 July 2019. Before 1 June 2020 use your Debit card linked to your opened account at least once per month. Must be 18+ and a UK resident.
    • 2% in rewards on selected household bills with unlimited rewards if paid by Direct Debit as well as lifestyle and insurance benefits. £20 monthly fee. Reward eligibility criteria applies.
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £125
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £20

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: No interest paid on first £250. 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts above £250
    • Other overdraft fees: please see provider website for details
  • NatWest logo

    NatWest Reward Silver Account

    • £175 to Switch and Stay. Receive £125 upfront and then £50 after 12 months. Eligibility criteria applies.
    • Use the Current Account Switch Service to close your current account held elsewhere and switch to NatWest by 7 June 2019. Pay in at least £1,500 and log in to online or mobile banking by 12 July 2019. Before 1 June 2020 use your Debit card linked to your opened account at least once per month. Must be 18+ and a UK resident.
    • 2% in rewards on 7 household bills if paid by Direct Debit as well as lifestyle benefits. £10 fee and Reward eligibility criteria
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £125
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £10

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: No interest paid on first £250. 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts above £250
    • Other overdraft fees: please see provider website for details
  • NatWest logo

    NatWest Select Account

    • £175 to Switch and Stay. Receive £125 upfront and then £50 after 12 months. Eligibility criteria applies.
    • Use the Current Account Switch Service to close your current account held elsewhere and switch to NatWest by 7 June 2019. Pay in at least £1,500 and log in to online or mobile banking by 12 July 2019. Before 1 June 2020 use your Debit card linked to your opened account at least once per month.
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £125
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details

    Compare similar products from other providers

  • TSB logo

    TSB Classic Current Account

    • Optional £35 interest and fee free overdraft (subject to status)
    • Apple and Google Pay available with your account
    • 24 hour money - take control of your bank account round the clock through Internet Banking, Telephone Banking and our Mobile Banking app
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Assumed arranged overdraft of £1,200: 0% EAR up to £35, then 19.84%, £6 usage fee.
    • £10 overdraft buffer
    • If you try to make a payment and you don't have enough money in your account (including your Arranged Overdraft if you have one), we'll treat this as a request for an Unarranged Overdraft. If it's authorised and you use £10 or less, you won't be charged fees or interest on the amount you've borrowed. If you use more than £10 you'll get charged interest and fees on the full amount.
  • TSB logo

    TSB Classic Plus Account

    • 5% AER (variable) on balances up to £1500 (changing to 3% AER (variable) from 2nd July)
    • To earn 5% AER, pay in £500p/m, register for internet banking, paperless statements and correspondence
    • Optional £35 interest and fee free overdraft (subject to status)
    • Maximum Interest (AER) [?]
      5%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      £500 (to earn interest)
    • Monthly Fee
      Free

    Interest details

    • 5% AER/4.89% gross variable interest paid on balances up to £1,500 only. To earn interest (which is paid monthly) just pay in a minimum of £500 a month and register for Internet Banking, Paperless Statements and Paperless Correspondence.

    Overdraft details

    • Assumed arranged overdraft of £1,200: 0% EAR up to £35, then 19.84%, £6 usage fee.
    • £10 overdraft buffer
    • If you try to make a payment and you don't have enough money in your account (including your Arranged Overdraft if you have one), we'll treat this as a request for an Unarranged Overdraft. If it's authorised and you use £10 or less, you won't be charged fees or interest on the amount you've borrowed. If you use more than £10 you'll get charged interest and fees on the full amount.
  • Nationwide logo

    Nationwide FlexAccount

    • No monthly fee
    • Share £200 with a friend when they switch their main current account to Nationwide (terms apply)
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: 0% for the first 3 months (conditions apply)
    • 18.9% EAR (variable) thereafter
    • Unrranged overdraft fees: 18.9% EAR (variable)
    • For every payment that is NOT made over and above your reserve limit, you'll be charged an unpaid transaction fee of £15
    • The total sum of fees (including any paid/unpaid transaction fees) is capped at £75 per statement month

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