NatWest Current Accounts

  • If you are on the lookout for a new current account you can check out NatWest's range of accounts in the table below.
  • Compare the latest information on interest rates, overdraft facilities and account fees.

Compare NatWest Current Accounts

  • NatWest logo

    NatWest Reward Account

    • 2% back in Rewards on 7 types of household bills if paid by Direct Debit - Reward eligibility criteria apply
    • On average NatWest customers earn £83 in Rewards per year. Based on monthly bills of £345 excluding the monthly £2 fee
    • To apply, you must be 18+ and a UK resident
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £2

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees:19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details
  • NatWest logo

    NatWest Reward Platinum Account

    • 2% back in Rewards on 7 types of household bills if paid by Direct Debit - Reward eligibility criteria apply
    • On average NatWest customers earn £83 in Rewards per year. Based on monthly bills of £345.
    • UK car breakdown cover policy underwritten by U K Insurance Limited
    • Mobile phone insurance underwritten by Aviva Insurance Limited
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £20

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: No interest paid on first £250. 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts above £250
    • Other overdraft fees: please see provider website for details
  • NatWest logo

    NatWest Reward Silver Account

    • 2% back in Rewards on 7 types of household bills if paid by Direct Debit - Reward eligibility criteria apply
    • On average NatWest customers earn £83 in Rewards per year. Based on monthly bills of £345 excluding the monthly £12 fee.
    • To apply, you must be 18+ and a UK resident.
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £10

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: No interest paid on first £250. 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts above £250
    • Other overdraft fees: please see provider website for details
  • NatWest logo

    NatWest Select Account

    • Easy to use mobile banking app - voted best banking app at the British Bank Awards in 2018 for the second year in a row.
    • Get a contactless Visa Debit card - make payments under £30 with one tap
    • To apply, you must be 18+ and a UK resident
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details

    Compare similar products from other providers

  • HSBC logo

    HSBC Premier Bank Account

    • Free Worldwide Family Travel Insurance
    • Earn 5% on linked Regular Saver
    • Preferential terms on selected products, services and rewards
    • To be eligible you must meet one of the following: Have an individual income of £75K+ and a mortgage, investment or protection product; or £50K in savings or investments with HSBC UK; or qualify for HSBC Premier in another country
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      Free luxury overnight stay (worth £330 average)
    • Minimum Monthly Credit
      Free
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account
    • A fixed preferential rate of 5% AER/gross over 12 months is available to HSBC Advance customers, who open a new Regular Saver account. Save between £25 and £250 per month by standing order from your HSBC Advance Bank Account for a fixed term of 12 months.

    Overdraft details

    • Apply for a £500 interest-free arranged overdraft facility with no overdraft fee, subject to status and meeting HSBC's UK proof of address requirements

    Switching incentive details

    • Enjoy a luxury overnight stay or family getaway worth on average £330 when you switch to an HSBC Premier account through the Current Account Switch Service. The offer is open to new customers applying for the HSBC Premier Bank Account. Eligibility criteria and T&Cs apply.
  • Nationwide logo

    Nationwide FlexAccount

    • No monthly fee
    • Share £200 with a friend when they switch their main current account to Nationwide (terms apply)
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees:18.9% EAR (variable) thereafter
    • Unrranged overdraft fees: 18.9% EAR (variable)
    • For every payment that is NOT made over and above your reserve limit, you'll be charged an unpaid transaction fee of £15
    • The total sum of fees (including any paid/unpaid transaction fees) is capped at £75 per statement month
  • Nationwide logo

    Nationwide FlexDirect

    • 5% AER on balances up to £2,500 for the first 12 months (conditions apply)
    • Fee-free overdraft for 12 months (subject to approval)
    • No monthly fee
    • Share £200 with a friend when they switch their main current account to Nationwide (terms apply)
    • Maximum Interest (AER) [?]
      5%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      £1,000
    • Monthly Fee
      Free

    Interest details

    • 5.00% AER (4.89% gross p.a.) for in-credit balances up to £2,500 (fixed for the first 12 months) if you pay in at least £1,000 per month.
    • After the first 12 months the rate reverts to 1.00% variable.
    • No interest on balances over £2,500.

    Overdraft details

    • Arranged overdraft fees: 0% for the first 12 months
    • 50p per day on balances over £10 thereafter (the first £10 of your arranged overdraft is free)
    • Unarranged overdraft fees: 50p per day on balances up to £10
    • £5 per day on balances over £10 and are capped at £60 per month
    • First time fee refund - Nationwide will refund the first overdraft fees you incur

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NatWest Current Accounts FAQ

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What information will I need to provide when I apply for a NatWest current account?

If I have poor credit can I get a NatWest current account?

Are NatWest accounts free?

Does NatWest offer online banking?

Services offered by this provider may change over time. Always check Ts&Cs.

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