Compare Overdraft Current Accounts

  • A good overdraft facility on your bank account can be a huge advantage in times of financial difficulty and save you money on penalty charges.
  • Compare accounts with overdrafts available from the major high street banks and internet providers below.
  • Compare up-to-date information on account features to find your ideal account.

What type of current account are you looking for?

3 products found
  • Santander logo

    Santander 1|2|3 Current Account

    • Earn up to 3% cashback every month on selected Household bills paid by Direct Debit, capped at £5 for each cashback tier each month
    • Earn monthly interest of 1.00% AER/gross (variable) on balances up to £20,000
    • To be eligible you must pay a minimum of £500 into your account each month; have 2 active Direct Debits
    • There is a £5 monthly fee for maintaining the account that will automatically be taken from your account each month
    • Maximum Interest (AER) [?]
      1.00%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      £500
    • Monthly Fee
      £5

    Interest details

    • Earn monthly interest of 1.00% AER/gross (variable) on balances up to £20,000

      Earn up to 3% cashback every month on selected Household bills paid by Direct Debit, capped at £5 for each cashback tier each month

    Overdraft details

    • 39.9% APR (variable)/ EAR (variable)
    • Unarranged Overdraft Usage Fee - 0% APR (variable)/ EAR (variable)
  • Santander logo

    Santander 1|2|3 Lite Current Account

    • Earn up to 3% cashback every month on selected Household bills paid by Direct Debit, capped at £5 for each cashback tier each month
    • To be eligible you must pay a minimum of £500 into your account each month; have 2 active Direct Debits
    • There is a £1 monthly fee for maintaining the account that will automatically be taken from your account each month
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      £500
    • Monthly Fee
      £1

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • 39.94% APR (variable)/ EAR (variable)
    • Unarranged Overdraft Usage Fee - 0% APR (variable)/ EAR (variable)
  • Starling Bank logo

    Starling Bank Current Account

    • Bank on the go with 100% mobile banking
    • Zero monthly fees
    • Get set up in minutes from your phone
    • Real time balance and instant payment alerts
    • Maximum Interest (AER) [?]
      0.05%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • 0.05% on up to £85,000

    Overdraft details

    • Manage your overdraft with an adjustable in-app slider
    • Close your overdraft any time with a few taps
    • Interest of 15% is accrued daily and updated clearly in the app
Please note: Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

Award-winning comparisons you can trust

It's always nice to know you're on the right track. Over the years, as we have striven to improve the services we provide to our clients and users, we have been pleased to receive recognition for our efforts from both industry and consumer bodies.

Overdraft Bank Accounts FAQs

What is an overdraft?

How do overdrafts work?

Can I ask for an overdraft on my bank account?

When do I need to repay my overdraft?

Who might want an overdraft account?

Would I qualify for an overdraft?

What is an unauthorised overdraft?

Featured articles

Go to Current Accounts Hub

Featured brands

View all Current Account providers
Not found what you are looking for?