Royal Bank of Scotland Current Accounts

  • Check out Royal Bank of Scotland's range of current accounts below to find the ideal product for your individual circumstances.
  • Compare key product features and apply direct online.
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Compare Royal Bank of Scotland Current Accounts

  • RBS logo

    RBS Reward Account

    • 2% back in Rewards on 7 types of household bills if paid by Direct Debit - Reward eligibility criteria apply
    • On average RBS customers earn £83 in Rewards per year. Based on monthly bills of £345 excluding the monthly £2 fee
    • To apply, you must be 18+ and a UK resident
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £2

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: £10 interest free buffer. Once buffer exceeded, you'll be charged 19.89% EAR (variable) on the whole overdrawn amount and a monthly usage fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details
  • RBS logo

    RBS Reward Platinum Account

    • 2% back in Rewards on 7 types of household bills if paid by Direct Debit - Reward eligibility criteria apply
    • On average RBS customers earn £83 in Rewards per year. Based on monthly bills of £345 excluding the monthly fee of £20
    • UK car breakdown cover policy underwritten by U K Insurance Limited
    • Mobile phone insurance underwritten by Aviva Insurance Limited
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £20

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: £250 interest free buffer. Once buffer exceeded, you'll be charged 19.89% EAR (variable) on the whole overdrawn amount and a monthly usage fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details
  • RBS logo

    RBS Reward Silver Account

    • 2% back in Rewards on 7 types of household bills if paid by Direct Debit - Reward eligibility criteria apply
    • On average RBS customers earn £83 in Rewards per year. Based on monthly bills of £345 excluding the monthly £10 fee.
    • To apply, you must be 18+ and a UK resident.
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £10

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: £10 interest free buffer. Once buffer exceeded, you'll be charged 19.89% EAR (variable) on the whole overdrawn amount and a monthly usage fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details
  • Royal Bank of Scotland logo

    RBS Select Account

    • Easy to use mobile banking app
    • Get a contactless Visa Debit card - make payments up to £30 with one tap
    • To apply, you must be 18+ and a UK resident
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      None
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • £10 interest free buffer. Once buffer exceeded, you'll be charged 19.89% EAR (variable) on the whole overdrawn amount and a monthly usage fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details

    Compare similar products from other providers

  • NatWest logo

    NatWest Select Account

    • Easy to use mobile banking app - voted best banking app at the British Bank Awards in 2018 for the second year in a row.
    • Get a contactless Visa Debit card - make payments under £30 with one tap
    • To apply, you must be 18+ and a UK resident
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to NatWest by 15th February 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 22nd March 2019. T&Cs apply.
  • NatWest logo

    NatWest Reward Account

    • 2% back in Rewards on 7 types of household bills if paid by Direct Debit - Reward eligibility criteria apply
    • On average NatWest customers earn £83 in Rewards per year. Based on monthly bills of £345 excluding the monthly £2 fee
    • To apply, you must be 18+ and a UK resident
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £2

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees:19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to NatWest by 15th February 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 22nd March 2019. T&Cs apply.
  • NatWest logo

    NatWest Reward Platinum Account

    • 2% back in Rewards on 7 types of household bills if paid by Direct Debit - Reward eligibility criteria apply
    • On average NatWest customers earn £83 in Rewards per year. Based on monthly bills of £345.
    • UK car breakdown cover policy underwritten by U K Insurance Limited
    • Mobile phone insurance underwritten by Aviva Insurance Limited
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £20

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: No interest paid on first £250. 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts above £250
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to NatWest by 15th February 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 22nd March 2019. T&Cs apply.

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