Royal Bank of Scotland Current Accounts

  • Check out Royal Bank of Scotland's range of current accounts below to find the ideal product for your individual circumstances.
  • Compare key product features and apply direct online.

Compare Royal Bank of Scotland Current Accounts

  • RBS logo

    RBS Reward Account

    • Earn £150 for switching your current account held elsewhere to Royal Bank of Scotland by 29th November 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to Digital or Mobile banking by 10th Jan 2020. T&Cs apply.
    • 2% back in Rewards on 7 types of household bills if paid by Direct Debit. £2 monthly fee. Reward eligibility criteria applies.
    • Must be 18+ and a UK resident.
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £2

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: £10 interest free buffer. Once buffer exceeded, you'll be charged 19.89% EAR (variable) on the whole overdrawn amount and a monthly usage fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to Royal Bank of Scotland by 29th November 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to Digital or Mobile banking by 10th Jan 2020. T&Cs apply.
  • RBS logo

    RBS Reward Platinum Account

    • Earn £150 for switching your current account held elsewhere to Royal Bank of Scotland by 29th November 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to Digital or Mobile banking by 10th Jan 2020. T&Cs apply
    • 2% in rewards on 7 types of household bills if paid by Direct Debit as well as lifestyle and insurance benefits. £20 monthly fee. Reward eligibillity criteria applies.
    • Must be 18+ and UK resident.
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £20

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: £250 interest free buffer. Once buffer exceeded, you'll be charged 19.89% EAR (variable) on the whole overdrawn amount and a monthly usage fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to Royal Bank of Scotland by 29th November 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to Digital or Mobile banking by 10th Jan 2020. T&Cs apply.
  • RBS logo

    RBS Reward Silver Account

    • Earn £150 for switching your current account held elsewhere to Royal Bank of Scotland by 29th November 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to Digital or Mobile banking by 10th Jan 2020. T&Cs apply.
    • 2% in rewards on 7 types of household bills if paid by Direct Debit as well as lifestyle benefits. £10 monthly fee. Reward eligibility criteria applies.
    • Must be 18+ and a UK resident.
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £10

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: £10 interest free buffer. Once buffer exceeded, you'll be charged 19.89% EAR (variable) on the whole overdrawn amount and a monthly usage fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to Royal Bank of Scotland by 29th November 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to Digital or Mobile banking by 10th Jan 2020. T&Cs apply.
  • Royal Bank of Scotland logo

    RBS Select Account

    • Earn £150 for switching your current account held elsewhere to Royal Bank of Scotland by 29th November 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to Digital or Mobile banking by 10th Jan 2020. T&Cs apply
    • Select current account - no monthly fee.
    • Must be 18+ and UK resident.
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • £10 interest free buffer. Once buffer exceeded, you'll be charged 19.89% EAR (variable) on the whole overdrawn amount and a monthly usage fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to Royal Bank of Scotland by 29th November 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to Digital or Mobile banking by 10th Jan 2020. T&Cs apply.

    Compare similar products from other providers

  • NatWest logo

    NatWest Select Account

    • Earn £150 for switching your current account held elsewhere to NatWest by 6th December 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 24th January 2020. Ts&Cs apply.
    • Select current account - no monthly fee.
    • Must be 18+ and a UK resident.
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      Free

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to NatWest by 6th December 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 24th January 2020. Ts&Cs apply.
  • NatWest logo

    NatWest Reward Account

    • Earn £150 for switching your current account held elsewhere to NatWest by 6th December 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 24th January 2020. Ts&Cs apply.
    • £2 monthly fee. 2% back in Rewards on 7 types of household bills if paid by Direct Debit. £2 monthly fee. Reward eligibility criteria applies.
    • Must be 18+ and a UK resident.
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £2

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees:19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to NatWest by 6th December 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 24th January 2020. Ts&Cs apply.
  • NatWest logo

    NatWest Reward Silver Account

    • Earn £150 for switching your current account held elsewhere to NatWest by 6th December 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 24th January 2020. Ts&Cs apply.
    • 2% in rewards on 7 household bills if paid by Direct Debit as well as lifestyle benefits. £10 monthly fee. Reward eligibility criteria applies.
    • Must be 18+ and a UK resident.
    • Maximum Interest (AER) [?]
      0%
    • Switching Incentive
      £150
    • Minimum Monthly Credit
      None
    • Monthly Fee
      £10

    Interest details

    • No interest is paid on in-credit balances on this account

    Overdraft details

    • Arranged overdraft fees: No interest paid on first £250. 19.89% EAR (variable) and a monthly Usage Fee of £6 on all arranged overdrafts above £250
    • Other overdraft fees: please see provider website for details

    Switching incentive details

    • Earn £150 for switching your current account held elsewhere to NatWest by 6th December 2019. Use Current Account Switch Service, deposit £1,500 into the account and login to online or mobile banking by 24th January 2020. Ts&Cs apply.

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RBS Current Accounts FAQ

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Does RBS offer free current accounts?

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Services offered by this provider may change over time. Always check Ts&Cs.

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