Compare Guarantor Loans

  • Guarantor loans can allow borrowers with poor credit ratings to get a loan.
  • A guarantor will need to repay the loan should the borrower default.
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Amigo Guarantor Loans

  • Representative 49.9% APR
  • Borrow up to £10,000 over 1-5 years
  • Fast payout – Get the money in 24 hours
  • No hidden costs – No set up or early repayment fees
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Representative example: Borrowing £4000 over 36 months, repaying £195.16 per month, total repayable £7,025.76. Interest rate 49.9% (variable). Representative 49.9% APR (variable) Maximum APR: 49.9%.
    • Amigo Guarantor Loans logo

      Amigo Guarantor Loans

      • Representative APR
        49.9% APR (variable)
      • Available Amounts
        £500 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must have a good credit history
      • Tenants and homeowners accepted

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on an active bankruptcy, IVA or equivalent
    • UK Credit Guarantor Loans logo

      UK Credit Guarantor Loans

      • Representative APR
        39.9% APR
      • Available Amounts
        £1,500 to £12,500
      • Min / Max Terms
        18 months to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 21 to 70 at the start of the loan term
      • Must be a UK resident (if in Scotland, both applicant and guarantor must reside in Scotland)
      • Must have a good credit history
      • Tenants and homeowners accepted (tenant loan - £6,000 maximum)

      Borrower Criteria

      • Must be aged 18 to 70
      • Must be a UK resident
      • Must not be recently bankrupt, in an IVA or a Debt Management Plan
    • Talk Loans logo
      Broker

      Talk Loans

      • Guarantor must be a homeowner
      • Representative APR
        39.9% APR
      • Available Amounts
        £500 to £15,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner only

      Guarantor Criteria

      • Must be aged 21-75 (over 75 occasionally considered)
      • Must be a UK resident
      • Must have a good to fair credit history
      • Guarantor must be a homeowner
      • Must be able to afford repayments if borrower defaults

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on bankrupt or in an IVA
      • Must be able to afford repayments
    • Buddy Loans logo

      Buddy Loans

      • Representative APR
        49.9% APR
      • Available Amounts
        £1,000 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on an active bankruptcy, IVA or equivalent
      • Guarantor does not need to own a home

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must have a good credit history
    • GuarantorLoan.co.uk logo

      GuarantorLoan.co.uk

      • Applicant and Guarantor must both be Homeowners
      • Representative APR
        29% APR
      • Available Amounts
        £1,000 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner Only

      Guarantor Criteria

      • Must be aged 25-71
      • Must be a UK resident
      • Must have good credit
      • Must be a homeowner

      Borrower Criteria

      • Must be aged 25-71
      • Must be a UK resident
      • Must have reasonable credit
      • Must be a homeowner
    • Talk Loans logo
      Broker

      Talk Loans

      • Representative APR
        49.7% APR
      • Available Amounts
        £500 to £15,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 21-75 (over 75 occasionally considered)
      • Must be a UK resident
      • Must have a good to fair credit history
      • Guarantor can be tenant or homeowner
      • Must be able to afford repayments if borrower defaults

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on bankrupt or in an IVA
      • Must be able to afford repayments
    • George Banco logo

      George Banco

      • Representative APR
        49.7% APR
      • Available Amounts
        £500 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be 25+ years of age
      • Must have a UK bank account with a valid UK debit card
      • Must have a good credit history
      • Must not be subject to a current Individual voluntary arrangement (IVA) or bankruptcy order
      • Must be a UK resident (excludes Isle of Man and Channel Islands)
      • Must have a minimum income after tax of £1,000pcm (inclusive of pensions)
      • Must be a parent or relative to act as a student Guarantor

      Borrower Criteria

      • Must be 18+ years of age
      • Must have a UK bank account with a valid UK debit card
      • Must not be subject to a current Individual voluntary arrangement (IVA) or bankruptcy order
      • Must have a regular income
      • Must be a UK resident (excludes Isle of Man and Channel Islands)
    • TFS Loans logo

      TFS Loans

      • Guarantor must be a homeowner
      • Representative APR
        39.9% APR (£5,000 - £10,000)
      • Available Amounts
        £1,000 to £15,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner Only

      Guarantor Criteria

      • Must be a UK Homeowner
      • Must be aged between 18 to 75
      • Must be in receipt of a regular income

      Borrower Criteria

      • Must be 18 years old
      • Must have been in employment for 1 month, or self-employment for 3 months
      • Must be a homeowner for loans of £8,000 to £12,000
      • Must not be currently Bankrupt, in an IVA or a Debt Management Plan
    • TrustTwo logo

      TrustTwo

      • Guarantor must be a homeowner
      • Representative APR
        49.5% APR
      • Available Amounts
        £500 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner only

      Guarantor Criteria

      • Homeowners only
      • Must be aged 25 - 74
      • Must have a good credit history

      Borrower Criteria

      • Must be over 18
      • Must not be declared bankrupt or in IVA or debt management plan
    • TrustTwo logo

      TrustTwo

      • Representative APR
        49.9% APR
      • Available Amounts
        £500 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Tenant or living with parent

      Guarantor Criteria

      • Guarantor can be tenant or living with parents
      • Must be aged 25 - 74
      • Must have a good credit history

      Borrower Criteria

      • Must be over 18
      • Must not be declared bankrupt or in IVA or debt management plan
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Guarantor Loans FAQ

What is a guarantor loan?

What are the pros and cons of guarantor loans?

Could a guarantor loan improve my credit rating?

Would I be eligible for a guarantor loan?

Who can act as my guarantor?

How much can I borrow with a guarantor loan?

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What happens if I default on a guarantor loan?

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