Compare Bad Credit Guarantor Loans

  • Guarantor loans can allow borrowers with bad credit ratings to get a loan
  • A guarantor will need to repay the loan should the borrower default
Amigo Guarantor Loans
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Amigo Guarantor Loans

  • Representative 49.9% APR
  • Borrow up to £10,000 over 1-5 years
  • Fast payout – Get the money in 24 hours
  • No hidden costs – No set up or early repayment fees
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Representative example: Borrowing £4000 over 36 months, repaying £195.16 per month, total repayable £7,025.76. Interest rate 49.9% (variable). Representative 49.9% APR (variable) Maximum APR: 49.9%.
    • Buddy Guarantor Loan logo

      Buddy Guarantor Loan

      • Representative APR
        49.9% APR
      • Available Amounts
        £1,000 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on an active bankruptcy, IVA or equivalent
      • Guarantor does not need to own a home

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must have a good credit history
    • UK Credit Guarantor Loan logo

      UK Credit Guarantor Loan

      • Guarantor must be a homeowner
      • Representative APR
        39.9% APR (£4,000 - £6,999)
      • Available Amounts
        £2,000 to £15,000
      • Min / Max Terms
        18 months to 5 years
      • Guarantor Type
        Homeowner

      Guarantor Criteria

      • Borrower must be aged 21 to 70 at the start of the loan term
      • Must be a UK resident (if in Scotland, both applicant and guarantor must reside in Scotland)
      • Must have a good credit history
      • Must be a homeowner
      • If your guarantor is a homeowner they can be employed, self-employed or retired
      • If your guarantor is a non-homeowner they must be employed and the APR may be higher

      Borrower Criteria

      • Must be aged 18 to 70
      • Must be a UK resident
      • Must not be recently bankrupt, in an IVA or a Debt Management Plan
    • George Banco Guarantor Loan logo

      George Banco Guarantor Loan

      • Representative APR
        49.7% APR
      • Available Amounts
        £500 to £15,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be 25+ years of age
      • Must have a UK bank account with a valid UK debit card
      • Must have a good credit history
      • Must not be subject to a current Individual voluntary arrangement (IVA) or bankruptcy order
      • Must be a UK resident (excludes Isle of Man and Channel Islands)
      • Must have a minimum income after tax of £1,000pcm (inclusive of pensions)
      • Must be a parent or relative to act as a student Guarantor

      Borrower Criteria

      • Must be 18+ years of age
      • Must have a UK bank account with a valid UK debit card
      • Must not be subject to a current Individual voluntary arrangement (IVA) or bankruptcy order
      • Must have a regular income
      • Must be a UK resident (excludes Isle of Man and Channel Islands)
    • Amigo Guarantor Loan logo

      Amigo Guarantor Loan

      • Representative APR
        49.9% APR (variable)
      • Available Amounts
        £500 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must have a good credit history
      • Tenants and homeowners accepted

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on an active bankruptcy, IVA or equivalent
    • Guarantor My Loan logo

      Guarantor My Loan

      • Applicant and guarantor must both be homeowners
      • Representative APR
        29% APR
      • Available Amounts
        £1,000 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner

      Guarantor Criteria

      • Must be aged 25-71
      • Must be a UK resident
      • Must have good credit
      • Must be a homeowner

      Borrower Criteria

      • Must be aged 25-71
      • Must be a UK resident
      • Must have reasonable credit
      • Must be a homeowner
    • Talk Loans Guarantor Loan logo
      Broker

      Talk Loans Guarantor Loan

      • Guarantor must be a homeowner
      • Representative APR
        39.9% APR
      • Available Amounts
        £500 to £15,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner

      Guarantor Criteria

      • Must be aged 21-75 (over 75 occasionally considered)
      • Must be a UK resident
      • Must have a good to fair credit history
      • Guarantor must be a homeowner
      • Must be able to afford repayments if borrower defaults

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on bankrupt or in an IVA
      • Must be able to afford repayments
    • TFS Guarantor Loan logo

      TFS Guarantor Loan

      • Guarantor must be a homeowner
      • Representative APR
        39.9% APR (£5,000 - £10,000)
      • Available Amounts
        £1,000 to £15,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner

      Guarantor Criteria

      • Must be a UK Homeowner
      • Must be aged between 18 to 75 (loan must be paid off before 76th birthday)
      • Must earn monthly net income of at least £1,000

      Borrower Criteria

      • Must be aged between 18 to 75 (loan must be paid off before 76th birthday)
      • Must have been in employment for 1 month, or self-employment for 3 months
      • Must earn monthly net income of at least £1,000
      • Must be a homeowner for loans of £8,000 to £12,000
      • Must not be currently Bankrupt, in an IVA or a Debt Management Plan
    • UK Credit Guarantor Loan logo

      UK Credit Guarantor Loan

      • Guarantor must be a tenant
      • Representative APR
        53.9% APR (£4,000 - £5,999)
      • Available Amounts
        £2,000 to £6,000
      • Min / Max Terms
        18 months to 5 years
      • Guarantor Type
        Tenant

      Guarantor Criteria

      • Must be aged 21 to 70 at the time of loan pay out
      • Must have not been bankrupt in the last 6 years
      • Must have no DMP or IVA over the last 6 years
      • If your guarantor is a non-homeowner they must be employed

      Borrower Criteria

      • Must be aged 18 to 70
      • Must be a UK resident with a bank account
      • Must be employed, self-employed, retired or on certain benefits
      • Must not currently be in an IVA or DMP nor currently bankrupt
    • Talk Loans Guarantor Loan logo
      Broker

      Talk Loans Guarantor Loan

      • Representative APR
        49.7% APR
      • Available Amounts
        £500 to £15,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 21-75 (over 75 occasionally considered)
      • Must be a UK resident
      • Must have a good to fair credit history
      • Guarantor can be tenant or homeowner
      • Must be able to afford repayments if borrower defaults

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on bankrupt or in an IVA
      • Must be able to afford repayments
    • 1Plus1 Guarantor Loan logo

      1Plus1 Guarantor Loan

      • Representative APR
        47.8% APR
      • Available Amounts
        £500 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 18-79
      • Must be a UK Resident
      • Homeowners and Tenant Guarantors accepted
      • Must have a good credit history

      Borrower Criteria

      • Must be aged 18-79
      • Must be a UK resident
      • No bankruptcies, IVA or equivalents
    • TrustTwo Guarantor Loan logo

      TrustTwo Guarantor Loan

      • Guarantor must be a homeowner
      • Representative APR
        49.5% APR
      • Available Amounts
        £500 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner

      Guarantor Criteria

      • Homeowners only
      • Must be aged 25 - 74
      • Must have a good credit history

      Borrower Criteria

      • Must be over 18
      • Must not be declared bankrupt or in IVA or debt management plan
    • TrustTwo Guarantor Loan logo

      TrustTwo Guarantor Loan

      • Representative APR
        49.9% APR
      • Available Amounts
        £500 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Tenant or living with parent

      Guarantor Criteria

      • Guarantor can be tenant or living with parents
      • Must be aged 25 - 74
      • Must have a good credit history

      Borrower Criteria

      • Must be over 18
      • Must not be declared bankrupt or in IVA or debt management plan
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Bad Credit Guarantor Loans FAQ

What is a bad credit guarantor loan?

What is the guarantor’s purpose, in a bad credit guarantor loan?

Why might someone need a bad credit guarantor loan?

Can my guarantor have bad credit as well?

How do you request a bad credit guarantor loan?

How much can you typically borrow on a bad credit guarantor loan?

How does a bad credit guarantor loan differ from a non-guarantor unsecured loan?

Does a guarantor need to be a homeowner for a bad credit guarantor loan?

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