Compare Bad Credit Guarantor Loans

  • Guarantor loans can allow borrowers with bad credit ratings to get a loan
  • A guarantor will need to repay the loan should the borrower default
4 products found
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    • Buddy Guarantor Loan logo

      Buddy Guarantor Loan

      • Representative APR
        49.9% APR
      • Available Amounts
        £1,000 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on an active bankruptcy, IVA or equivalent
      • Guarantor does not need to own a home

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must have a good credit history
    • Guarantor My Loan logo

      Guarantor My Loan

      • Applicant and guarantor must both be homeowners
      • Representative APR
        29% APR
      • Available Amounts
        £1,000 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner

      Guarantor Criteria

      • Must be aged 25-71
      • Must be a UK resident
      • Must have good credit
      • Must be a homeowner

      Borrower Criteria

      • Must be aged 25-71
      • Must be a UK resident
      • Must have reasonable credit
      • Must be a homeowner
    • TrustTwo Guarantor Loan logo

      TrustTwo Guarantor Loan

      • Guarantor must be a homeowner
      • Representative APR
        37.9% APR
      • Available Amounts
        £1,000 to £15,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner

      Guarantor Criteria

      • Homeowners only
      • Must be aged 25 - 74
      • Must have a good credit history
      • Spouses or partners will not be accepted

      Borrower Criteria

      • Must be aged 21 or over
      • Must be employed and have a minimum income of £1,000 pcm (not furloughed)
      • Must not be declared bankrupt or in IVA or debt management plan
    • TrustTwo Guarantor Loan logo

      TrustTwo Guarantor Loan

      • Representative APR
        49.74% APR
      • Available Amounts
        £1,000 to £15,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Tenant or living with parent

      Guarantor Criteria

      • Guarantor can be tenant or living with parents
      • Must be aged 25 - 74
      • Must have a good credit history
      • Spouses or partners will not be accepted

      Borrower Criteria

      • Must be aged 21 or over
      • Must be employed and have a minimum income after tax of £1,000 pcm (not furloughed)
      • Must not be declared bankrupt or in IVA or debt management plan

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Bad Credit Guarantor Loans FAQ

What is a bad credit guarantor loan?

What is the guarantor’s purpose, in a bad credit guarantor loan?

Why might someone need a bad credit guarantor loan?

Can my guarantor have bad credit as well?

How do you request a bad credit guarantor loan?

How much can you typically borrow on a bad credit guarantor loan?

How does a bad credit guarantor loan differ from a non-guarantor unsecured loan?

Does a guarantor need to be a homeowner for a bad credit guarantor loan?

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