Compare Homeowner Guarantor Loans

  • Guarantor loans can allow borrowers with poor credit ratings to get a loan
  • If your guarantor is a UK homeowner it may mean a larger sum can be borrowed at lower interest rates
  • Compare loans available to homeowner guarantors using the table below
Amigo Guarantor Loans
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Amigo Guarantor Loans

  • Representative 49.9% APR
  • Borrow up to £10,000 over 1-5 years
  • Fast payout – Get the money in 24 hours
  • No hidden costs – No set up or early repayment fees
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Representative example: Borrowing £4000 over 36 months, repaying £195.16 per month, total repayable £7,025.76. Interest rate 49.9% (variable). Representative 49.9% APR (variable) Maximum APR: 49.9%.
    • Buddy Guarantor Loan logo

      Buddy Guarantor Loan

      • Representative APR
        49.9% APR
      • Available Amounts
        £1,000 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on an active bankruptcy, IVA or equivalent
      • Guarantor does not need to own a home

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must have a good credit history
    • UK Credit Guarantor Loan logo

      UK Credit Guarantor Loan

      • Guarantor must be a homeowner
      • Representative APR
        39.9% APR (£4,000 - £6,999)
      • Available Amounts
        £2,000 to £15,000
      • Min / Max Terms
        18 months to 5 years
      • Guarantor Type
        Homeowner

      Guarantor Criteria

      • Borrower must be aged 21 to 70 at the start of the loan term
      • Must be a UK resident (if in Scotland, both applicant and guarantor must reside in Scotland)
      • Must have a good credit history
      • Must be a homeowner
      • If your guarantor is a homeowner they can be employed, self-employed or retired
      • If your guarantor is a non-homeowner they must be employed and the APR may be higher

      Borrower Criteria

      • Must be aged 18 to 70
      • Must be a UK resident
      • Must not be recently bankrupt, in an IVA or a Debt Management Plan
    • Amigo Guarantor Loan logo

      Amigo Guarantor Loan

      • Representative APR
        49.9% APR (variable)
      • Available Amounts
        £500 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must have a good credit history
      • Tenants and homeowners accepted

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on an active bankruptcy, IVA or equivalent
    • George Banco Guarantor Loan logo

      George Banco Guarantor Loan

      • Representative APR
        49.7% APR
      • Available Amounts
        £500 to £15,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be 25+ years of age
      • Must have a UK bank account with a valid UK debit card
      • Must have a good credit history
      • Must not be subject to a current Individual voluntary arrangement (IVA) or bankruptcy order
      • Must be a UK resident (excludes Isle of Man and Channel Islands)
      • Must have a minimum income after tax of £1,000pcm (inclusive of pensions)
      • Must be a parent or relative to act as a student Guarantor

      Borrower Criteria

      • Must be 18+ years of age
      • Must have a UK bank account with a valid UK debit card
      • Must not be subject to a current Individual voluntary arrangement (IVA) or bankruptcy order
      • Must have a regular income
      • Must be a UK resident (excludes Isle of Man and Channel Islands)
    • Guarantor My Loan logo

      Guarantor My Loan

      • Applicant and guarantor must both be homeowners
      • Representative APR
        29% APR
      • Available Amounts
        £1,000 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner

      Guarantor Criteria

      • Must be aged 25-71
      • Must be a UK resident
      • Must have good credit
      • Must be a homeowner

      Borrower Criteria

      • Must be aged 25-71
      • Must be a UK resident
      • Must have reasonable credit
      • Must be a homeowner
    • Talk Loans Guarantor Loan logo
      Broker

      Talk Loans Guarantor Loan

      • Guarantor must be a homeowner
      • Representative APR
        39.9% APR
      • Available Amounts
        £500 to £15,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner

      Guarantor Criteria

      • Must be aged 21-75 (over 75 occasionally considered)
      • Must be a UK resident
      • Must have a good to fair credit history
      • Guarantor must be a homeowner
      • Must be able to afford repayments if borrower defaults

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on bankrupt or in an IVA
      • Must be able to afford repayments
    • TFS Guarantor Loan logo

      TFS Guarantor Loan

      • Guarantor must be a homeowner
      • Representative APR
        39.9% APR (£5,000 - £10,000)
      • Available Amounts
        £1,000 to £15,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner

      Guarantor Criteria

      • Must be a UK Homeowner
      • Must be aged between 18 to 75 (loan must be paid off before 76th birthday)
      • Must earn monthly net income of at least £1,000

      Borrower Criteria

      • Must be aged between 18 to 75 (loan must be paid off before 76th birthday)
      • Must have been in employment for 1 month, or self-employment for 3 months
      • Must earn monthly net income of at least £1,000
      • Must be a homeowner for loans of £8,000 to £12,000
      • Must not be currently Bankrupt, in an IVA or a Debt Management Plan
    • Talk Loans Guarantor Loan logo
      Broker

      Talk Loans Guarantor Loan

      • Representative APR
        49.7% APR
      • Available Amounts
        £500 to £15,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 21-75 (over 75 occasionally considered)
      • Must be a UK resident
      • Must have a good to fair credit history
      • Guarantor can be tenant or homeowner
      • Must be able to afford repayments if borrower defaults

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on bankrupt or in an IVA
      • Must be able to afford repayments
    • 1Plus1 Guarantor Loan logo

      1Plus1 Guarantor Loan

      • Representative APR
        47.8% APR
      • Available Amounts
        £500 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 18-79
      • Must be a UK Resident
      • Homeowners and Tenant Guarantors accepted
      • Must have a good credit history

      Borrower Criteria

      • Must be aged 18-79
      • Must be a UK resident
      • No bankruptcies, IVA or equivalents
    • TrustTwo Guarantor Loan logo

      TrustTwo Guarantor Loan

      • Guarantor must be a homeowner
      • Representative APR
        49.5% APR
      • Available Amounts
        £500 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner

      Guarantor Criteria

      • Homeowners only
      • Must be aged 25 - 74
      • Must have a good credit history

      Borrower Criteria

      • Must be over 18
      • Must not be declared bankrupt or in IVA or debt management plan
Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

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Homeowner Guarantor Loans FAQ

What is a homeowner guarantor loan?

How much can you borrow on a homeowner guarantor loan?

How long does a homeowner guarantor loan last for?

Is a homeowner guarantor loan similar to a regular unsecured loan?

What is the guarantor’s role in a homeowner guarantor loan?

Does a homeowner guarantor loan require collateral?

How does credit history affect applying for a homeowner guarantor loan?

Will poor credit make it harder to get a homeowner guarantor loan?

Can my spouse be my guarantor for my homeowner guarantor loan?

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