Compare Non Homeowner Guarantor Loans

  • Guarantor loans can allow borrowers with poor credit ratings to get a loan
  • Many lenders will require a UK homeowner act as your guarantor, however there are options if your guarantor is a non-homeowner or tenant
  • Compare loans available to non-homeowner guarantors using the table below
Amigo Guarantor Loans
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Amigo Guarantor Loans

  • Representative 49.9% APR
  • Borrow up to £10,000 over 1-5 years
  • Fast payout – Get the money in 24 hours
  • No hidden costs – No set up or early repayment fees
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Representative example: Borrowing £4000 over 36 months, repaying £195.16 per month, total repayable £7,025.76. Interest rate 49.9% (variable). Representative 49.9% APR (variable) Maximum APR: 49.9%.
    • Amigo Guarantor Loan logo

      Amigo Guarantor Loan

      • Representative APR
        49.9% APR (variable)
      • Available Amounts
        £500 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must have a good credit history
      • Tenants and homeowners accepted

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on an active bankruptcy, IVA or equivalent
    • Buddy Guarantor Loan logo

      Buddy Guarantor Loan

      • Representative APR
        49.9% APR
      • Available Amounts
        £1,000 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on an active bankruptcy, IVA or equivalent
      • Guarantor does not need to own a home

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must have a good credit history
    • Talk Loans Guarantor Loan logo
      Broker

      Talk Loans Guarantor Loan

      • Representative APR
        49.7% APR
      • Available Amounts
        £500 to £15,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 21-75 (over 75 occasionally considered)
      • Must be a UK resident
      • Must have a good to fair credit history
      • Guarantor can be tenant or homeowner
      • Must be able to afford repayments if borrower defaults

      Borrower Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on bankrupt or in an IVA
      • Must be able to afford repayments
    • George Banco Guarantor Loan logo

      George Banco Guarantor Loan

      • Representative APR
        49.7% APR
      • Available Amounts
        £500 to £15,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be 25+ years of age
      • Must have a UK bank account with a valid UK debit card
      • Must have a good credit history
      • Must not be subject to a current Individual voluntary arrangement (IVA) or bankruptcy order
      • Must be a UK resident (excludes Isle of Man and Channel Islands)
      • Must have a minimum income after tax of £1,000pcm (inclusive of pensions)
      • Must be a parent or relative to act as a student Guarantor

      Borrower Criteria

      • Must be 18+ years of age
      • Must have a UK bank account with a valid UK debit card
      • Must not be subject to a current Individual voluntary arrangement (IVA) or bankruptcy order
      • Must have a regular income
      • Must be a UK resident (excludes Isle of Man and Channel Islands)
    • UK Credit Guarantor Loan logo

      UK Credit Guarantor Loan

      • Guarantor must be a tenant
      • Representative APR
        53.9% APR
      • Available Amounts
        £1,500 to £6,000
      • Min / Max Terms
        18 months to 5 years
      • Guarantor Type
        Tenant

      Guarantor Criteria

      • Must be aged 21 to 70 at the time of loan pay out
      • Must have not been bankrupt in the last 6 years
      • Must have no DMP or IVA over the last 6 years
      • If your guarantor is a non-homeowner they must be employed

      Borrower Criteria

      • Must be aged 18 to 70
      • Must be a UK resident with a bank account
      • Must be employed, self-employed, retired or on certain benefits
      • Must not currently be in an IVA or DMP nor currently bankrupt
    • 1Plus1 Guarantor Loan logo

      1Plus1 Guarantor Loan

      • Representative APR
        47.8% APR
      • Available Amounts
        £500 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Homeowner or Tenant

      Guarantor Criteria

      • Must be aged 18-79
      • Must be a UK Resident
      • Homeowners and Tenant Guarantors accepted
      • Must have a good credit history

      Borrower Criteria

      • Must be aged 18-79
      • Must be a UK resident
      • No bankruptcies, IVA or equivalents
    • TrustTwo Guarantor Loan logo

      TrustTwo Guarantor Loan

      • Representative APR
        49.9% APR
      • Available Amounts
        £500 to £10,000
      • Min / Max Terms
        1 to 5 years
      • Guarantor Type
        Tenant or living with parent

      Guarantor Criteria

      • Guarantor can be tenant or living with parents
      • Must be aged 25 - 74
      • Must have a good credit history

      Borrower Criteria

      • Must be over 18
      • Must not be declared bankrupt or in IVA or debt management plan
Our comparison service features a selection of providers from whom we receive commission. This table is initially ordered according to our commercial arrangements. You can use the options above the table to order it according to various criteria.

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Non-Homeowner Guarantor Loans FAQ

What is a non-homeowner guarantor loan?

Why might someone need a non-homeowner guarantor loan?

How much will a lender let me borrow for a non-homeowner guarantor loan and for how long?

What do non-homeowner guarantor loans expect from a guarantor?

Do credit scores matter when asking for a non-homeowner guarantor loan?

Does a guarantor always need to be a homeowner?

Isn’t a non-homeowner guarantor loan just a regular unsecured loan?

Can a spouse be a guarantor for a non-homeowner guarantor loan?

How do I know a non-homeowner guarantor loan is right for me?

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