UK Credit Loans Guarantor Loans

  • Launched in 2010, UK Credit Limited is a British lender that specialises in guarantor loans.
  • Compare the latest interest rates on loans from UK Credit against other leading lenders in the table below.

Compare UK Credit Loans Guarantor Loans

  • UK Credit Guarantor Loan logo

    UK Credit Guarantor Loan

    • Guarantor must be a homeowner
    • Representative APR
      39.9% APR (£4,000 - £6,999)
    • Available Amounts
      £2,000 to £15,000
    • Min / Max Terms
      18 months to 5 years
    • Guarantor Type
      Homeowner

    Guarantor Criteria

    • Borrower must be aged 21 to 70 at the start of the loan term
    • Must be a UK resident (if in Scotland, both applicant and guarantor must reside in Scotland)
    • Must have a good credit history
    • Must be a homeowner
    • If your guarantor is a homeowner they can be employed, self-employed or retired
    • If your guarantor is a non-homeowner they must be employed and the APR may be higher

    Borrower Criteria

    • Must be aged 18 to 70
    • Must be a UK resident
    • Must not be recently bankrupt, in an IVA or a Debt Management Plan
  • UK Credit Guarantor Loan logo

    UK Credit Guarantor Loan

    • Guarantor must be a tenant
    • Representative APR
      39.9% APR
    • Available Amounts
      £2,000 to £6,000
    • Min / Max Terms
      18 months to 5 years
    • Guarantor Type
      Tenant

    Guarantor Criteria

    • Must be aged 21 to 70 at the time of loan pay out
    • Must have not been bankrupt in the last 6 years
    • Must have no DMP or IVA over the last 6 years
    • If your guarantor is a non-homeowner they must be employed

    Borrower Criteria

    • Must be aged 18 to 70
    • Must be a UK resident with a bank account
    • Must be employed, self-employed, retired or on certain benefits
    • Must not currently be in an IVA or DMP nor currently bankrupt

Compare similar products from other providers

  • Buddy Guarantor Loan logo

    Buddy Guarantor Loan

    • Representative APR
      49.9% APR
    • Available Amounts
      £1,000 to £10,000
    • Min / Max Terms
      1 to 5 years
    • Guarantor Type
      Homeowner or Tenant

    Guarantor Criteria

    • Must be aged 18-75
    • Must be a UK resident
    • Must not be on an active bankruptcy, IVA or equivalent
    • Guarantor does not need to own a home

    Borrower Criteria

    • Must be aged 18-75
    • Must be a UK resident
    • Must have a good credit history
  • Guarantor My Loan logo

    Guarantor My Loan

    • Applicant and guarantor must both be homeowners
    • Representative APR
      29% APR
    • Available Amounts
      £1,000 to £10,000
    • Min / Max Terms
      1 to 5 years
    • Guarantor Type
      Homeowner

    Guarantor Criteria

    • Must be aged 25-71
    • Must be a UK resident
    • Must have good credit
    • Must be a homeowner

    Borrower Criteria

    • Must be aged 25-71
    • Must be a UK resident
    • Must have reasonable credit
    • Must be a homeowner
  • Easy Guarantor Loans logo
    Broker

    Easy Guarantor Loans

    • Representative APR
      49.7% APR
    • Available Amounts
      £500 to £15,000
    • Min / Max Terms
      1 to 5 years
    • Guarantor Type
      Homeowner or Tenant

    Guarantor Criteria

    • Must be aged 21-75 (over 75 occasionally considered)
    • Must be a UK resident
    • Must have a good to fair credit history
    • Guarantor can be tenant or homeowner
    • Must be able to afford repayments if borrower defaults

    Borrower Criteria

    • Must be aged 18-75
    • Must be a UK resident
    • Must not be on bankrupt or in an IVA
    • Must be able to afford repayments

Award-winning comparisons you can trust

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UK Credit Guarantor Loans FAQ

Who is UK Credit?

How much can I borrow with a UK Credit guarantor loan?

How does a UK Credit guarantor loan application work?

What is the role of a guarantor?

Does the borrower need a strong credit rating when taking out a UK Credit guarantor loan?

Does a guarantor have to be a homeowner?

How can I compare guarantor loans?

Services offered by this provider may change over time. Always check Ts&Cs.