Specialist Home Insurance
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Hastings Direct Home Insurance
Hastings Direct is part of the Hastings Group, which operates from the East Sussex coastal town, Bexhill-on-Sea. Hastings was established in 1997 and provides a range of insurance products including home, car, bike and van. As an intermediary, Hastings works on behalf of several insurers to find cover for their customers. Whether individuals want basic cover that gives the minimum levels of protection, or a fully comprehensive policy with added features, Hastings Direct can cater for these different needs. Hastings does offer a ‘Premier’ policy for its insurance products, including home, which gives customers fully comprehensive cover with more features than those offered as standard by Hastings Direct.
Individuals can choose to purchase buildings insurance, contents insurance, or a combined buildings and contents cover with Hastings Direct. The policies provide cover for the structure of the house and/or personal possessions in case of events such as fire, smoke, extreme weather, theft, and floods. Buildings insurance covers permanent structures of the house, as well as any outbuildings, whilst contents insurance protects possessions such as furniture, electronics, clothing, and even food. Contents insurance policyholders may be able to extend the cover for items outside the home, such as bicycles and other portable equipment. Both policies may also cover accidental damage for certain items, with the option of extending the standard cover to add more protection should the customer want it.
To enable customers to tailor their policy to their needs, Hastings Direct also offers optional products that customers can purchase alongside their home insurance. These may include home emergency cover, family legal protection, and key cover.
Services offered by this provider may change over time. Always check Ts&Cs.