Compare Loans

  • Compare interest rates, loan amounts and term lengths to find the cheapest loan for you.
  • Choose a loan type to suit your needs and compare direct lenders, loans specialists and brokers
Citrus Loans Prime
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Citrus Loans Prime

  • Must have excellent credit rating
  • Rates from 5.9% APR
  • Citrus Loans, credit broker not a lender
  • Get a personalised quote based on your circumstances
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Representative Example: Annual Interest Rate (fixed) is 5.9% p.a. with a Representative 5.9% APR, based on borrowing £10000 and repaying this over 36 monthly payments. Monthly repayment is £303.07 with a total amount repayable of £10910.52 which includes the total interest payable of £910.52.
  • M&S Bank logo

    M&S Bank

    • Loan Type
      Unsecured
    • Representative APR
      2.9% APR (£7,500 to £20,000)
    • Available Amounts
      £1,000 to £25,000
    • Min / Max Terms
      1 to 7 years

    Eligibility Criteria

    • Must be over 18
    • Must be a UK resident
    • Must have an annual income of at least £10,000
  • Tesco Bank logo

    Tesco Bank

    • Loan Type
      Unsecured
    • Representative APR
      2.9% APR (£7,500 to £25,000)
    • Available Amounts
      £1,000 to £35,000
    • Min / Max Terms
      1 to 10 years

    Eligibility Criteria

    • You must be aged between 18 and 74 throughout the term of the loan
    • You must have been a permanent UK resident for three years and have a UK personal current account
    • You must have a minimum annual income of £10,000
    • You must have a good credit rating
    • Rate shown is only available on terms of 1 to 5 years
  • Nationwide  logo

    Nationwide

    • Existing Nationwide members only
    • Loan Type
      Unsecured
    • Representative APR
      2.9% APR (£7,500 to £25,000)
    • Available Amounts
      £1,000 to £25,000
    • Min / Max Terms
      1 to 5 years

    Eligibility Criteria

    • Must hold a mortgage, savings or main current account with Nationwide
    • Must be aged 18 to 79
    • Must have the full right to live and work in the UK and will be a UK resident for the full length of the loan
    • Must have a minimum combined income of £700 per month (from earnings and/or a pension)
    • If self-employed, must be a homeowner and be able to supply 1 year's audited accounts
    • Must have a good credit history
  • AA Loans logo
    Broker

    AA Loans

    • Loan Type
      Unsecured
    • Representative APR
      3.1% APR (£15,001 to £25,000)
    • Available Amounts
      £1,000 to £25,000
    • Min / Max Terms
      1 to 7 years

    Eligibility Criteria

    • Must have been a UK resident for at least 3 years
    • Must be over 21 and no older than 70 when the loan term ends
    • Must have a regular income above £12,000 a year. If self-employed, you must have been so for over 2 years
    • Must have a good credit rating without a history of CCJs or bankruptcy
    • Must have a UK based bank or building society account that can pay direct debits
    • Must ensure that you can meet the repayments as missed payments incur a charge and could have severe consequences on your ability to obtain future credit
  • Post Office Money logo
    Broker

    Post Office Money

    • Loan Type
      Unsecured
    • Representative APR
      3.1% APR (£15,001 - £25,000)
    • Available Amounts
      £1,000 to £25,000
    • Min / Max Terms
      1 to 7 years

    Eligibility Criteria

    • Must have been a UK resident for at least 3 years
    • Must be over 21 and no older than 70 when the loan term ends
    • Must be employed with a salary of £12,000 or over. If self employed you must have been so for over 2 years
    • Must have a good credit rating without a history of County Court Judgments or bankruptcy
    • Must have a UK based bank account or building society account that can pay direct debits
    • Must be able to afford the monthly repayments as missed payments could have severe consequences on obtaining future credit
  • NatWest logo

    NatWest

    • Existing NatWest customers only
    • Loan Type
      Unsecured
    • Representative APR
      3.4% APR (£7,500 to £19,950)
    • Available Amounts
      £1,000 to £50,000
    • Min / Max Terms
      2 to 8 years

    Eligibility Criteria

    • Must be over 18
    • Must be a UK resident
    • Must have either a NatWest current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.
  • Royal Bank of Scotland logo

    Royal Bank of Scotland

    • Existing RBS customers only
    • Loan Type
      Unsecured
    • Representative APR
      3.4% APR (£7,500 to £19,950)
    • Available Amounts
      £1,000 to £50,000
    • Min / Max Terms
      2 to 8 years

    Eligibility Criteria

    • Must be over 18
    • Must be a UK resident
    • Must have either a Royal Bank of Scotland current account (held for 3+ months), credit card or mortgage (held for 6+ months). Credit card and mortgage customers must apply online or by phone.
  • Ikano Bank logo

    Ikano Bank

    • Loan Type
      Unsecured
    • Representative APR
      3.5% APR (£7,500 to £15,000)
    • Available Amounts
      £1,000 to £15,000
    • Min / Max Terms
      1 to 5 years

    Eligibility Criteria

    • Must be 18 or over
    • Must be a UK resident
    • Must have a minimum income of £10,000 a year
    • Must have a good credit history
    • Must have a UK bank account in your name which accepts Direct Debits
  • Zopa logo

    Zopa

    • Loan Type
      Unsecured
    • Representative APR
      3.9% APR (£7,500 to £15,000)
    • Available Amounts
      £1,000 to £25,000
    • Min / Max Terms
      1 to 5 years

    Eligibility Criteria

    • Must be at least 20 years old
    • Must be a current UK resident with 3 years of address history in the UK
    • Must have credit history and a good track record of repaying debt
    • Minimum income of £12,000 per year (this could be a salary or pension)
  • Citrus Loans Prime logo
    Broker

    Citrus Loans Prime

    • Loan Type
      Unsecured
    • Representative APR
      5.9% APR (£7,500 to £15,000)
    • Available Amounts
      £2,500 to £15,000
    • Min / Max Terms
      1 to 5 years

    Eligibility Criteria

    • Must be over 23 years of age
    • Must be employed
    • Must earn over £15,000 per annum
    • Must be on the electoral register
    • Must have an excellent credit rating
    • Must have no missed credit payments
    • No CCJs or defaults
    • The interest rate that you may qualify for, may vary due to your personal circumstances and the loan amount
  • RateSetter logo

    RateSetter

    • Loan Type
      Unsecured
    • Representative APR
      6.9% APR (£5,000 to £24,000)
    • Available Amounts
      £3,000 to £24,000
    • Min / Max Terms
      1 to 5 years

    Eligibility Criteria

    • Must be over 21
    • Must hold a UK bank or building society account
    • Must have been a UK resident for a minimum of 3 years
    • Must have a regular source of income
    • Must have a good credit history
  • Norton Finance logo
    Broker

    Norton Finance

    • Only available to homeowners
    • Loan Type
      Unsecured
    • Representative APR
      15.4% APR
    • Available Amounts
      £3,000 to £25,000
    • Min / Max Terms
      1 to 25 years

    Eligibility Criteria

    • Must be aged 18 to 80
    • Must be a homeowner
    • Must have a minimum income of £7,500 per year from employment, pension or benefits
  • Freedom Finance logo
    Broker

    Freedom Finance

    • Loan Type
      Unsecured
    • Representative APR
      15.9% APR
    • Available Amounts
      £500 to £25,000
    • Min / Max Terms
      1 to 7 years

    Eligibility Criteria

    • Must be aged 18 years or over
    • Must be a UK resident
    • Interest rates are dependent on your individual credit score
  • Aspire Money logo
    Broker

    Aspire Money

    • Loan Type
      Unsecured
    • Representative APR
      31.9% APR (£10,001 to £25,000)
    • Available Amounts
      £500 to £25,000
    • Min / Max Terms
      1 to 5 years

    Eligibility Criteria

    • Over 18s only
    • UK residents only
    • Must be full time employed
    • Must be earning over £1,200
    • Interest rates may vary due to your circumstances and loan amount required
  • UK Credit Guarantor Loan logo

    UK Credit Guarantor Loan

    • Guarantor must be a homeowner
    • Loan Type
      Guarantor
    • Representative APR
      39.9% APR
    • Available Amounts
      £1,500 to £12,500
    • Min / Max Terms
      18 months to 5 years

    Eligibility Criteria

    • Must be aged 18 to 70
    • Must be a UK resident
    • Must not be recently bankrupt, in an IVA or a Debt Management Plan
  • Click Finance logo
    Broker

    Click Finance

    • Loan Type
      Unsecured
    • Representative APR
      49.9% APR
    • Available Amounts
      £1,000 to £35,000
    • Min / Max Terms
      1 to 5 years

    Eligibility Criteria

    • Must be aged 18 to 70
    • Must be a UK resident
    • Must have a minimum monthly income of £800
    • Must not be subject to an IVA or bankruptcy order
  • Amigo Guarantor Loan logo

    Amigo Guarantor Loan

    • Loan Type
      Guarantor
    • Representative APR
      49.9% APR (variable)
    • Available Amounts
      £500 to £10,000
    • Min / Max Terms
      1 to 5 years

    Eligibility Criteria

    • Must be aged 18-75
    • Must be a UK resident
    • Must not be on an active bankruptcy, IVA or equivalent
  • UK Credit Guarantor Loan logo

    UK Credit Guarantor Loan

    • Guarantor must be a tenant
    • Loan Type
      Guarantor
    • Representative APR
      53.9% APR
    • Available Amounts
      £1,500 to £6,000
    • Min / Max Terms
      18 months to 5 years

    Eligibility Criteria

    • Must be aged 18 to 70
    • Must be a UK resident with a bank account
    • Must be employed, self-employed, retired or on certain benefits
    • Must not currently be in an IVA or DMP nor currently bankrupt
  • SafetyNet Credit Facility logo

    SafetyNet Credit Facility

    • Loan Type
      Short Term
    • Representative APR
      68.7% APR
    • Available Amounts
      £100 to £500
    • Min / Max Terms
      No min or max term

    Eligibility Criteria

    • Must be aged 18 or over
    • UK residents only
    • Must be in full-time or part-time employment or self-employed
    • Minimum monthly income of £750
    • Must have debit card and bank account into which salary is paid
    • Must have a mobile phone and email address
    • Bankruptcy, IVA or equivalents not accepted
    • CCJs accepted
    • Customers must submit bank account login details to apply for a loan
Our comparison service features a selection of providers from whom we receive commission.
This table is ordered by Representative APR.

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Loans FAQ

Loans allow you to obtain finance for a variety of reasons by offering you a lump sum of money that you pay back over a pre-agreed term, with additional interest.

If you're over the age of 18, are a resident of the UK, and you aren't bankrupt, then you could be eligible to take out a loan. The type of loan that you apply for will depend on your circumstances, and your reasons for borrowing, while the terms you are offered may depend on your credit record.

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