Compare 3 Year Fixed Rate Mortgages

  • Compare the latest interest rates, product fees and other key features of 3 year fixed rate mortgages that are currently available in the UK.
  • Click on the links provided below for more information about each product.

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  • Barclays Mortgage's logo'

    Barclays Mortgage 3 Year Fixed

    • Initial Rate
      1.72% Fixed to 31/10/2023
    • APRC
      3.30%
    • Product Fee
      £999
    • Monthly Repayment
      £615.53
    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £5,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.72% Fixed to 31/10/2023
    • Incentives:
      Free valuation fees for properties valued Max £2M House Purchase,First Time Buyers
      free valuation fees Remortgages
      free legal fees Remortgages

    • Website:
    • Initial Monthly Repayment:
      £615.53 x 37
    • Ongoing Monthly Payments:
      £741.04 x 263
    • Total Amount Payable:
      £218,747.13
    • Total Interest Payable:
      £67,668.13
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/23: 3% Sum Repaid
  • West Brom BS's logo'

    West Brom BS 3 Year Fixed

    • Initial Rate
      1.74% Fixed to 30/11/2023
    • APRC
      3.50%
    • Product Fee
      £0
    • Monthly Repayment
      £616.97
    • Lender:
      West Brom BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £40,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.74% Fixed to 30/11/2023
    • Incentives:
      Free valuation fees (Max £740)
      free legal fees
      free valuation admin fees
      No arrangement fees

    • Initial Monthly Repayment:
      £616.97 x 38
    • Ongoing Monthly Payments:
      £769.29 x 262
    • Total Amount Payable:
      £225,198.84
    • Total Interest Payable:
      £74,998.84
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £200
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/23: 3/2/1% Sum Repaid
  • Barclays Mortgage's logo'

    Barclays Mortgage 3 Year Fixed

    • Initial Rate
      1.89% Fixed to 31/10/2023
    • APRC
      3.30%
    • Product Fee
      £0
    • Monthly Repayment
      £627.78
    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.89% Fixed to 31/10/2023
    • Incentives:
      Free valuation fees for properties valued Max £2M House Purchase,First Time Buyers
      free valuation fees Remortgages
      No arrangement fees
      free legal fees Remortgages

    • Website:
    • Initial Monthly Repayment:
      £627.78 x 37
    • Ongoing Monthly Payments:
      £742.71 x 263
    • Total Amount Payable:
      £218,640.59
    • Total Interest Payable:
      £68,560.59
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/23: 3% Sum Repaid
  • Virgin Money's logo'

    Virgin Money 3 Year Fixed

    • Initial Rate
      1.89% Fixed to 01/01/2024
    • APRC
      3.70%
    • Product Fee
      £995
    • Monthly Repayment
      £627.78
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      1.89% Fixed to 01/01/2024
    • Incentives:
      Free valuation fees

    • Initial Monthly Repayment:
      £627.78 x 39
    • Ongoing Monthly Payments:
      £795.72 x 45
    • Total Amount Payable:
      £230,656.86
    • Total Interest Payable:
      £78,811.86
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/1/24: 2.5% Outstanding Balance
  • Virgin Money's logo'

    Virgin Money 3 Year Fixed

    • Initial Rate
      1.89% Fixed to 01/01/2024
    • APRC
      3.00%
    • Product Fee
      £995
    • Monthly Repayment
      £627.78
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      1.89% Fixed to 01/01/2024
    • Incentives:
      Free valuation fees
      free legal fees

    • Initial Monthly Repayment:
      £627.78 x 39
    • Ongoing Monthly Payments:
      £795.72 x 45
    • Total Amount Payable:
      £229,856.86
    • Total Interest Payable:
      £78,811.86
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/1/24: 2.5% Outstanding Balance
  • West Brom BS's logo'

    West Brom BS 3 Year Fixed

    • Cashback Available
    • Initial Rate
      1.94% Fixed to 30/11/2023
    • APRC
      3.50%
    • Product Fee
      £0
    • Monthly Repayment
      £631.41
    • Lender:
      West Brom BS
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £75,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.94% Fixed to 30/11/2023
    • Incentives:
      Free valuation fees (Max £740)
      free valuation admin fees
      No arrangement fees
      £500 cashback

    • Initial Monthly Repayment:
      £631.41 x 38
    • Ongoing Monthly Payments:
      £771.38 x 262
    • Total Amount Payable:
      £226,595.14
    • Total Interest Payable:
      £76,095.14
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £200
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/23: 3/2/1% Sum Repaid
  • Virgin Money's logo'

    Virgin Money 3 Year Fixed

    • Initial Rate
      2.09% Fixed to 01/01/2024
    • APRC
      3.70%
    • Product Fee
      £0
    • Monthly Repayment
      £642.37
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      2.09% Fixed to 01/01/2024
    • Incentives:
      Free valuation fees
      free legal fees
      No arrangement fees

    • Initial Monthly Repayment:
      £642.37 x 39
    • Ongoing Monthly Payments:
      £797.91 x 45
    • Total Amount Payable:
      £229,991.66
    • Total Interest Payable:
      £79,941.66
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/1/24: 2.5% Outstanding Balance
  • Virgin Money's logo'

    Virgin Money 3 Year Fixed

    • Initial Rate
      2.09% Fixed to 01/01/2024
    • APRC
      3.70%
    • Product Fee
      £0
    • Monthly Repayment
      £642.37
    • Lender:
      Virgin Money
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £0
    • Max Loan:
      £1,000,000
    • Product Description:
      2.09% Fixed to 01/01/2024
    • Incentives:
      Free valuation fees
      No arrangement fees

    • Initial Monthly Repayment:
      £642.37 x 39
    • Ongoing Monthly Payments:
      £797.91 x 45
    • Total Amount Payable:
      £230,791.66
    • Total Interest Payable:
      £79,941.66
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 1/1/24: 2.5% Outstanding Balance
  • Click here to see 1 similar product
  • Principality BS's logo'

    Principality BS 3 Year Fixed

    • Initial Rate
      2.10% Fixed to 30/11/2023
    • APRC
      3.90%
    • Product Fee
      £0
    • Monthly Repayment
      £643.11
    • Lender:
      Principality BS
    • Max First Time Buyer LTV:
      65%
    • Max House Purchase LTV:
      65%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £5,000
    • Max Loan:
      £750,000
    • Product Description:
      2.10% Fixed to 30/11/2023
    • Incentives:
      Free valuation fees
      free legal fees Remortgages
      free valuation admin fees
      No arrangement fees

    • Initial Monthly Repayment:
      £643.11 x 38
    • Ongoing Monthly Payments:
      £803.02 x 262
    • Total Amount Payable:
      £234,894.42
    • Total Interest Payable:
      £84,829.42
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £65
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/23: 3/2/1% Sum Repaid
  • Principality BS's logo'

    Principality BS 3 Year Fixed

    • Initial Rate
      2.15% Fixed to 30/11/2023
    • APRC
      3.90%
    • Product Fee
      £0
    • Monthly Repayment
      £646.79
    • Lender:
      Principality BS
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £5,000
    • Max Loan:
      £650,000
    • Product Description:
      2.15% Fixed to 30/11/2023
    • Incentives:
      Free valuation fees
      free legal fees Remortgages
      free valuation admin fees
      No arrangement fees

    • Initial Monthly Repayment:
      £646.79 x 38
    • Ongoing Monthly Payments:
      £803.55 x 262
    • Total Amount Payable:
      £235,173.12
    • Total Interest Payable:
      £85,108.12
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £65
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/23: 3/2/1% Sum Repaid
  • The Melton BS's logo'

    The Melton BS 3 Year Fixed

    • Initial Rate
      2.15% Fixed for 3 years
    • APRC
      4.40%
    • Product Fee
      £199
    • Monthly Repayment
      £646.79
    • Lender:
      The Melton BS
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £25,000
    • Max Loan:
      £450,000
    • Product Description:
      2.15% Fixed for 3 years
    • Incentives:
    • Initial Monthly Repayment:
      £646.79 x 36
    • Ongoing Monthly Payments:
      £849.33 x 264
    • Total Amount Payable:
      £248,516.56
    • Total Interest Payable:
      £97,507.56
    • Valuation Fee:
      £260
    • Exit Admin Fee:
      £150
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3/2/1% Outstanding Balance
  • The Melton BS's logo'

    The Melton BS 3 Year Fixed

    • Initial Rate
      2.15% Fixed for 3 years
    • APRC
      4.40%
    • Product Fee
      £199
    • Monthly Repayment
      £646.79
    • Lender:
      The Melton BS
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £25,000
    • Max Loan:
      £225,000
    • Product Description:
      2.15% Fixed for 3 years
    • Incentives:
    • Initial Monthly Repayment:
      £646.79 x 36
    • Ongoing Monthly Payments:
      £849.33 x 264
    • Total Amount Payable:
      £248,516.56
    • Total Interest Payable:
      £97,507.56
    • Valuation Fee:
      £260
    • Exit Admin Fee:
      £150
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3/2/1% Outstanding Balance
  • Click here to see 1 similar product
  • Loughborough BS's logo'

    Loughborough BS 3 Year Fixed

    • Initial Rate
      2.19% Fixed for 3 years
    • APRC
      4.50%
    • Product Fee
      £999
    • Monthly Repayment
      £649.75
    • Lender:
      Loughborough BS
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £25,000
    • Max Loan:
      £500,000
    • Product Description:
      2.19% Fixed for 3 years
    • Incentives:
    • Initial Monthly Repayment:
      £649.75 x 36
    • Ongoing Monthly Payments:
      £876.85 x 264
    • Total Amount Payable:
      £256,658.40
    • Total Interest Payable:
      £104,879.40
    • Valuation Fee:
      £260
    • Exit Admin Fee:
      £120
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3/2/2% Mortgage Advance
  • Newbury BS's logo'

    Newbury BS 3 Year Fixed

    • Initial Rate
      2.39% Fixed to 29/11/2023
    • APRC
      3.60%
    • Product Fee
      £850
    • Monthly Repayment
      £664.65
    • Lender:
      Newbury BS
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £50,000
    • Max Loan:
      £450,000
    • Product Description:
      2.39% Fixed to 29/11/2023
    • Incentives:
      Free valuation fees (Max £700)

    • Initial Monthly Repayment:
      £664.65 x 37
    • Ongoing Monthly Payments:
      £773.44 x 263
    • Total Amount Payable:
      £229,356.77
    • Total Interest Payable:
      £78,006.77
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £100
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 29/11/23: 3/3/2% Mortgage Advance
  • Newbury BS's logo'

    Newbury BS 3 Year Fixed

    • Initial Rate
      2.39% Fixed to 29/11/2023
    • APRC
      3.60%
    • Product Fee
      £850
    • Monthly Repayment
      £664.65
    • Lender:
      Newbury BS
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £50,000
    • Max Loan:
      £1,000,000
    • Product Description:
      2.39% Fixed to 29/11/2023
    • Incentives:
      Free valuation fees (Max £700)

    • Initial Monthly Repayment:
      £664.65 x 37
    • Ongoing Monthly Payments:
      £773.44 x 263
    • Total Amount Payable:
      £229,356.77
    • Total Interest Payable:
      £78,006.77
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £100
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 29/11/23: 3/3/2% Mortgage Advance
  • Click here to see 1 similar product
  • Scottish BS's logo'

    Scottish BS 3 Year Fixed

    • Initial Rate
      2.44% Fixed for 3 years
    • APRC
      4.50%
    • Product Fee
      £995
    • Monthly Repayment
      £668.40
    • Lender:
      Scottish BS
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £50,000
    • Max Loan:
      Varies
    • Product Description:
      2.44% Fixed for 3 years
    • Incentives:
      Refund valuation fees (Max £375) Remortgages
      £150 towards legal feesRemortgages or free legal feesRemortgages

    • Initial Monthly Repayment:
      £668.40 x 36
    • Ongoing Monthly Payments:
      £848.52 x 264
    • Total Amount Payable:
      £249,416.68
    • Total Interest Payable:
      £98,071.68
    • Valuation Fee:
      £250
    • Exit Admin Fee:
      £100
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3% Mortgage Advance
  • Principality BS's logo'

    Principality BS 3 Year Fixed

    • Initial Rate
      2.50% Fixed to 30/11/2023
    • APRC
      4.00%
    • Product Fee
      £0
    • Monthly Repayment
      £672.93
    • Lender:
      Principality BS
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £5,000
    • Max Loan:
      £500,000
    • Product Description:
      2.50% Fixed to 30/11/2023
    • Incentives:
      Free valuation fees
      free legal fees Remortgages
      free valuation admin fees
      No arrangement fees

    • Initial Monthly Repayment:
      £672.93 x 38
    • Ongoing Monthly Payments:
      £807.21 x 262
    • Total Amount Payable:
      £237,125.36
    • Total Interest Payable:
      £87,060.36
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £65
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/23: 3/2/1% Sum Repaid
  • Clydesdale Bank's logo'

    Clydesdale Bank 3 Year Fixed

    • Initial Rate
      2.54% Fixed to 30/11/2023
    • APRC
      4.10%
    • Product Fee
      £0
    • Monthly Repayment
      £675.95
    • Lender:
      Clydesdale Bank
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      £999,999
    • Product Description:
      2.54% Fixed to 30/11/2023
    • Incentives:
      Free valuation fees Max £3M of Purchase Price
      free legal fees Remortgages
      No arrangement fees

    • Website:
    • Initial Monthly Repayment:
      £675.95 x 38
    • Ongoing Monthly Payments:
      £818.81 x 262
    • Total Amount Payable:
      £240,409.32
    • Total Interest Payable:
      £90,214.32
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 5/4/3% Outstanding Balance
  • Scottish BS's logo'

    Scottish BS 3 Year Fixed

    • Initial Rate
      2.54% Fixed for 3 years
    • APRC
      4.50%
    • Product Fee
      £995
    • Monthly Repayment
      £675.95
    • Lender:
      Scottish BS
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £50,000
    • Max Loan:
      Varies
    • Product Description:
      2.54% Fixed for 3 years
    • Incentives:
      Refund valuation fees (Max £375) Remortgages
      £150 towards legal feesRemortgages or free legal feesRemortgages

    • Initial Monthly Repayment:
      £675.95 x 36
    • Ongoing Monthly Payments:
      £849.55 x 264
    • Total Amount Payable:
      £249,960.40
    • Total Interest Payable:
      £98,615.40
    • Valuation Fee:
      £250
    • Exit Admin Fee:
      £100
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3% Mortgage Advance
  • Yorkshire Bank's logo'

    Yorkshire Bank 3 Year Fixed

    • Initial Rate
      2.54% Fixed to 30/11/2023
    • APRC
      4.10%
    • Product Fee
      £0
    • Monthly Repayment
      £675.95
    • Lender:
      Yorkshire Bank
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      £999,999
    • Product Description:
      2.54% Fixed to 30/11/2023
    • Incentives:
      Free valuation fees Max £3M of Purchase Price
      free legal fees Remortgages
      No arrangement fees

    • Website:
    • Initial Monthly Repayment:
      £675.95 x 38
    • Ongoing Monthly Payments:
      £818.81 x 262
    • Total Amount Payable:
      £240,409.32
    • Total Interest Payable:
      £90,214.32
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 6/5/4% Outstanding Balance
  • Family Building Society's logo'

    Family Building Society 3 Year Fixed

    • Cashback Available
    • Initial Rate
      2.59% Fixed to 31/10/2023
    • APRC
      3.90%
    • Product Fee
      £999
    • Monthly Repayment
      £679.74
    • Lender:
      Family Building Society
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £45,000
    • Max Loan:
      Varies
    • Product Description:
      2.59% Fixed to 31/10/2023
    • Incentives:
      Free valuation fees for properties valued Max £500K
      £250 cashback
      free legal feesRemortgages or £400 cashback

    • Initial Monthly Repayment:
      £679.74 x 37
    • Ongoing Monthly Payments:
      £807.84 x 263
    • Total Amount Payable:
      £238,661.30
    • Total Interest Payable:
      £87,612.30
    • Valuation Fee:
      £175
    • Exit Admin Fee:
      £125
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/23: 3/2/1% Sum Repaid
  • Metro Bank's logo'

    Metro Bank 3 Year Fixed

    • Initial Rate
      2.59% Fixed for 3 years
    • APRC
      3.40%
    • Product Fee
      £999
    • Monthly Repayment
      £679.74
    • Lender:
      Metro Bank
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £50,000
    • Max Loan:
      £2,000,000
    • Product Description:
      2.59% Fixed for 3 years
    • Incentives:
    • Initial Monthly Repayment:
      £679.74 x 36
    • Ongoing Monthly Payments:
      £750.31 x 264
    • Total Amount Payable:
      £224,271.48
    • Total Interest Payable:
      £72,552.48
    • Valuation Fee:
      £270
    • Exit Admin Fee:
      £50
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3/2/1% Sum Repaid
Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with L&C Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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