Compare 50% LTV Mortgage

  • Those that can afford to put down substantial deposits on their property purchases are far more likely to benefit from lower interest rates on their mortgages.
  • Below you can compare the latest interest rates and other key features of 50% loan-to-value (LTV) mortgages currently available in the UK.

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  • West Brom BS's logo'

    West Brom BS 2 Year Fixed

    • Initial Rate
      1.24% Fixed to 30/11/2022
    • APRC
      3.60%
    • Product Fee
      £999
    • Monthly Repayment
      £387.84
    • Lender:
      West Brom BS
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £75,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.24% Fixed to 30/11/2022
    • Incentives:
      Free valuation fees (Max £740)
      free valuation admin fees

    • Initial Monthly Repayment:
      £387.84 x 26
    • Ongoing Monthly Payments:
      £514.97 x 274
    • Total Amount Payable:
      £153,184.62
    • Total Interest Payable:
      £51,185.62
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £200
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/22: 2/1% Sum Repaid
  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.28% Fixed to 31/10/2022
    • APRC
      3.30%
    • Product Fee
      £999
    • Monthly Repayment
      £389.68
    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £5,000
    • Max Loan:
      £5,000,000
    • Product Description:
      1.28% Fixed to 31/10/2022
    • Incentives:
      Free valuation fees Remortgages
      free valuation fees for properties valued Max £2M House Purchase,First Time Buyers
      free legal feesRemortgages or £250 cashbackRemortgages

    • Website:
    • Initial Monthly Repayment:
      £389.68 x 25
    • Ongoing Monthly Payments:
      £495.75 x 275
    • Total Amount Payable:
      £147,952.25
    • Total Interest Payable:
      £46,073.25
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/22: 2% Sum Repaid
  • Halifax's logo'

    Halifax 2 Year Fixed

    • Initial Rate
      1.28% Fixed to 30/11/2022
    • APRC
      3.50%
    • Product Fee
      £995
    • Monthly Repayment
      £389.68
    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £100,000
    • Max Loan:
      £249,999
    • Product Description:
      1.28% Fixed to 30/11/2022
    • Incentives:
    • Initial Monthly Repayment:
      £389.68 x 26
    • Ongoing Monthly Payments:
      £495.36 x 274
    • Total Amount Payable:
      £147,855.32
    • Total Interest Payable:
      £45,860.32
    • Valuation Fee:
      £200
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/22: 2/1% Mortgage Advance
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.28% Fixed to 31/12/2022
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £389.68
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.28% Fixed to 31/12/2022
    • Incentives:
      £250 cashback

    • Initial Monthly Repayment:
      £389.68 x 27
    • Ongoing Monthly Payments:
      £494.97 x 273
    • Total Amount Payable:
      £147,441.17
    • Total Interest Payable:
      £45,648.17
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/22: 2/1% Sum Repaid
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.28% Fixed to 31/12/2022
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £389.68
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.28% Fixed to 31/12/2022
    • Incentives:
      £250 cashback

    • Initial Monthly Repayment:
      £389.68 x 27
    • Ongoing Monthly Payments:
      £494.97 x 273
    • Total Amount Payable:
      £147,441.17
    • Total Interest Payable:
      £45,648.17
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/22: 2/1% Sum Repaid
  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Fixed

    • Initial Rate
      1.29% Fixed to 31/10/2022
    • APRC
      3.30%
    • Product Fee
      £749
    • Monthly Repayment
      £390.14
    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      55%
    • Max House Purchase LTV:
      55%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £330,000
    • Product Description:
      1.29% Fixed to 31/10/2022
    • Incentives:
      Free valuation fees

    • Website:
    • Initial Monthly Repayment:
      £390.14 x 25
    • Ongoing Monthly Payments:
      £495.79 x 275
    • Total Amount Payable:
      £147,724.75
    • Total Interest Payable:
      £46,095.75
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/22: 2% Sum Repaid
  • first direct's logo'

    first direct 2 Year Fixed

    • Initial Rate
      1.34% Fixed for 2 years
    • APRC
      3.20%
    • Product Fee
      £490
    • Monthly Repayment
      £392.46
    • Lender:
      first direct
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.34% Fixed for 2 years
    • Incentives:
      Free valuation fees
      free legal fees Remortgages

    • Initial Monthly Repayment:
      £392.46 x 24
    • Ongoing Monthly Payments:
      £493.93 x 276
    • Total Amount Payable:
      £147,033.72
    • Total Interest Payable:
      £45,743.72
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3/2% Mortgage Advance
  • West Brom BS's logo'

    West Brom BS 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.34% Fixed to 30/11/2022
    • APRC
      3.60%
    • Product Fee
      £999
    • Monthly Repayment
      £392.46
    • Lender:
      West Brom BS
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £40,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.34% Fixed to 30/11/2022
    • Incentives:
      Free valuation fees (Max £740)
      free valuation admin fees
      £500 cashback

    • Initial Monthly Repayment:
      £392.46 x 26
    • Ongoing Monthly Payments:
      £515.47 x 274
    • Total Amount Payable:
      £152,941.74
    • Total Interest Payable:
      £51,442.74
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £200
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/22: 2/1% Sum Repaid
  • Post Office Money®'s logo'

    Post Office Money® 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.37% Fixed to 30/11/2022
    • APRC
      3.80%
    • Product Fee
      £1,995
    • Monthly Repayment
      £393.86
    • Lender:
      Post Office Money®
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £50,000
    • Max Loan:
      Varies
    • Product Description:
      1.37% Fixed to 30/11/2022
    • Incentives:
      Free valuation fees
      free valuation admin fees
      £500 cashback

    • Initial Monthly Repayment:
      £393.86 x 26
    • Ongoing Monthly Payments:
      £520.64 x 274
    • Total Amount Payable:
      £155,385.72
    • Total Interest Payable:
      £52,895.72
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/22: 3/2% Sum Repaid
  • TSB's logo'

    TSB 2 Year Fixed

    • Initial Rate
      1.39% Fixed to 30/11/2022
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £394.79
    • Lender:
      TSB
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.39% Fixed to 30/11/2022
    • Incentives:
      Free valuation fees

    • Initial Monthly Repayment:
      £394.79 x 26
    • Ongoing Monthly Payments:
      £495.88 x 274
    • Total Amount Payable:
      £147,930.66
    • Total Interest Payable:
      £46,135.66
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/22: 2/1% Sum Repaid
  • Barclays Mortgage's logo'

    Barclays Mortgage 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.42% Fixed to 31/10/2025
    • APRC
      2.90%
    • Product Fee
      £999
    • Monthly Repayment
      £396.19
    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £5,000
    • Max Loan:
      £5,000,000
    • Product Description:
      1.42% Fixed to 31/10/2025
    • Incentives:
      Free valuation fees Remortgages
      free valuation fees for properties valued Max £2M House Purchase,First Time Buyers
      free legal feesRemortgages or £250 cashbackRemortgages

    • Website:
    • Initial Monthly Repayment:
      £396.19 x 61
    • Ongoing Monthly Payments:
      £483.29 x 239
    • Total Amount Payable:
      £141,552.90
    • Total Interest Payable:
      £39,673.90
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/10/25: 3% Sum Repaid
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.43% Fixed to 31/12/2022
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £396.66
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.43% Fixed to 31/12/2022
    • Incentives:
      £250 cashback

    • Initial Monthly Repayment:
      £396.66 x 27
    • Ongoing Monthly Payments:
      £495.71 x 273
    • Total Amount Payable:
      £147,831.65
    • Total Interest Payable:
      £46,038.65
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/22: 2/1% Sum Repaid
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.43% Fixed to 31/12/2022
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £396.66
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.43% Fixed to 31/12/2022
    • Incentives:
      £250 cashback

    • Initial Monthly Repayment:
      £396.66 x 27
    • Ongoing Monthly Payments:
      £495.71 x 273
    • Total Amount Payable:
      £147,831.65
    • Total Interest Payable:
      £46,038.65
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/22: 2/1% Sum Repaid
  • Click here to see 1 similar product
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.43% Fixed to 31/12/2022
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £396.66
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.43% Fixed to 31/12/2022
    • Incentives:
      £250 cashback

    • Initial Monthly Repayment:
      £396.66 x 27
    • Ongoing Monthly Payments:
      £495.71 x 273
    • Total Amount Payable:
      £147,831.65
    • Total Interest Payable:
      £46,038.65
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/22: 2/1% Sum Repaid
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.43% Fixed to 31/12/2022
    • APRC
      3.30%
    • Product Fee
      £995
    • Monthly Repayment
      £396.66
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.43% Fixed to 31/12/2022
    • Incentives:
      £250 cashback

    • Initial Monthly Repayment:
      £396.66 x 27
    • Ongoing Monthly Payments:
      £495.71 x 273
    • Total Amount Payable:
      £147,831.65
    • Total Interest Payable:
      £46,038.65
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/22: 2/1% Sum Repaid
  • Click here to see 1 similar product
  • first direct's logo'

    first direct 2 Year Fixed

    • Initial Rate
      1.44% Fixed for 2 years
    • APRC
      3.20%
    • Product Fee
      £490
    • Monthly Repayment
      £397.12
    • Lender:
      first direct
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £10,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.44% Fixed for 2 years
    • Incentives:
      Free valuation fees
      free legal fees Remortgages

    • Initial Monthly Repayment:
      £397.12 x 24
    • Ongoing Monthly Payments:
      £494.37 x 276
    • Total Amount Payable:
      £147,267
    • Total Interest Payable:
      £45,977
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3/2% Mortgage Advance
  • Leeds BS's logo'

    Leeds BS 2 Year Fixed

    • Initial Rate
      1.44% Fixed to 31/12/2022
    • APRC
      4.50%
    • Product Fee
      £1,999
    • Monthly Repayment
      £397.12
    • Lender:
      Leeds BS
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.44% Fixed to 31/12/2022
    • Incentives:
      Free valuation fees (Max £999)
      free valuation admin fees
      help towards costs Remortgages

    • Initial Monthly Repayment:
      £397.12 x 27
    • Ongoing Monthly Payments:
      £518.03 x 36
    • Total Amount Payable:
      £168,720.16
    • Total Interest Payable:
      £65,722.16
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £199
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/22: 3/2% Sum Repaid
  • NatWest's logo'

    NatWest 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.45% Fixed to 31/12/2025
    • APRC
      2.90%
    • Product Fee
      £995
    • Monthly Repayment
      £397.59
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.45% Fixed to 31/12/2025
    • Incentives:
      £250 cashback

    • Initial Monthly Repayment:
      £397.59 x 63
    • Ongoing Monthly Payments:
      £482.90 x 237
    • Total Amount Payable:
      £141,288.47
    • Total Interest Payable:
      £39,495.47
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/25: 5/4/3/2/1% Sum Repaid
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.45% Fixed to 31/12/2025
    • APRC
      2.90%
    • Product Fee
      £995
    • Monthly Repayment
      £397.59
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.45% Fixed to 31/12/2025
    • Incentives:
      £250 cashback

    • Initial Monthly Repayment:
      £397.59 x 63
    • Ongoing Monthly Payments:
      £482.90 x 237
    • Total Amount Payable:
      £141,288.47
    • Total Interest Payable:
      £39,495.47
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/25: 5/4/3/2/1% Sum Repaid
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.48% Fixed to 31/12/2022
    • APRC
      3.40%
    • Product Fee
      £995
    • Monthly Repayment
      £399
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.48% Fixed to 31/12/2022
    • Incentives:
      £250 cashback

    • Initial Monthly Repayment:
      £399 x 27
    • Ongoing Monthly Payments:
      £495.96 x 273
    • Total Amount Payable:
      £147,963.08
    • Total Interest Payable:
      £46,170.08
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/22: 2/1% Sum Repaid
  • NatWest's logo'

    NatWest 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.48% Fixed to 31/12/2022
    • APRC
      3.40%
    • Product Fee
      £995
    • Monthly Repayment
      £399
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £25,000
    • Max Loan:
      £360,000
    • Product Description:
      1.48% Fixed to 31/12/2022
    • Incentives:
      £250 cashback

    • Initial Monthly Repayment:
      £399 x 27
    • Ongoing Monthly Payments:
      £495.96 x 273
    • Total Amount Payable:
      £147,963.08
    • Total Interest Payable:
      £46,170.08
    • Valuation Fee:
      £248
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/22: 2/1% Sum Repaid
  • Click here to see 1 similar product
Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with L&C Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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