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![Cambridge BS's logo']()
Cambridge BS 2 Year Fixed
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Initial Rate
3.49% Fixed for 2 years
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APRC
4.80%
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Product Fee
£999
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Monthly Repayment
£750.13
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Lender:
Cambridge BS
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Max First Time Buyer LTV:
75%
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Max House Purchase LTV:
75%
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Max Remortgage LTV:
75%
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Min Loan:
£20,000
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Max Loan:
£400,000
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Product Description:
3.49% Fixed for 2 years
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Incentives:
Free valuation fees for properties valued Max £1M Remortgages
free legal fees Remortgages
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Initial Monthly Repayment:
£750.13 x 24
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Ongoing Monthly Payments:
£859.15 x 276
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Total Amount Payable:
£256,187.52
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Total Interest Payable:
£105,128.52
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Valuation Fee:
Free
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Exit Admin Fee:
£60
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Early Repayment Charge:
Yes
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Early Repayment Charge Details:
1st 2 yrs: 3/2% Outstanding Balance
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Initial Rate
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![Cambridge BS's logo']()
Cambridge BS 3 Year Discounted Variable
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Initial Rate
3.59% Discounted Variable for 3 years (1.30% disc)
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APRC
5.00%
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Product Fee
£999
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Monthly Repayment
£758.20
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Lender:
Cambridge BS
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Max First Time Buyer LTV:
75%
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Max House Purchase LTV:
75%
-
Max Remortgage LTV:
75%
-
Min Loan:
£20,000
-
Max Loan:
£400,000
-
Product Description:
3.59% Discounted Variable for 3 years (1.30% disc)
-
Incentives:
Free valuation fees for properties valued Max £1M Remortgages
free legal fees Remortgages
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Ongoing Monthly Payments:
£758.20 x 36
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Total Amount Payable:
£254,317.08
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Total Interest Payable:
£103,258.08
-
Valuation Fee:
Free
-
Exit Admin Fee:
£60
-
Early Repayment Charge:
No
-
Initial Rate
-
![Cambridge BS's logo']()
Cambridge BS 3 Year Discounted Variable
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Initial Rate
4.84% Discounted Variable for 3 years (0.05% disc)
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APRC
5.00%
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Product Fee
£999
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Monthly Repayment
£862.96
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Lender:
Cambridge BS
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Max First Time Buyer LTV:
70%
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Max House Purchase LTV:
70%
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Max Remortgage LTV:
70%
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Min Loan:
£20,000
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Max Loan:
£400,000
-
Product Description:
4.84% Discounted Variable for 3 years (0.05% disc)
-
Incentives:
Free valuation fees for properties valued Max £1M Remortgages
free legal fees Remortgages
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Ongoing Monthly Payments:
£862.96 x 36
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Total Amount Payable:
£260,984.52
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Total Interest Payable:
£109,925.52
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Valuation Fee:
Free
-
Exit Admin Fee:
£60
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Early Repayment Charge:
No
-
Initial Rate
-
![Cambridge BS's logo']()
Cambridge BS 2 Year Fixed
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Initial Rate
5.29% Fixed for 2 years
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APRC
5.20%
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Product Fee
£999
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Monthly Repayment
£902.41
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Lender:
Cambridge BS
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Max First Time Buyer LTV:
70%
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Max House Purchase LTV:
70%
-
Max Remortgage LTV:
70%
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Min Loan:
£20,000
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Max Loan:
£400,000
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Product Description:
5.29% Fixed for 2 years
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Incentives:
Free valuation fees for properties valued Max £1M Remortgages
free legal fees Remortgages
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Initial Monthly Repayment:
£902.41 x 24
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Ongoing Monthly Payments:
£869.42 x 276
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Total Amount Payable:
£262,676.76
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Total Interest Payable:
£111,617.76
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Valuation Fee:
Free
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Exit Admin Fee:
£60
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Early Repayment Charge:
Yes
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Early Repayment Charge Details:
1st 2 yrs: 3/2% Outstanding Balance
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Initial Rate
The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.
Our mortgage comparison service is partnered with L&C Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.
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Bad Credit Mortgages FAQ
What is a bad credit mortgage?
Bad credit mortgages are mortgages which are aimed at people who have had money problems in the past which may affect their ability to obtain credit. They are also known as sub prime mortgages.
Why would I need a bad credit mortgage?
If you have a low credit score, have had County Court judgements in the past or have struggled with previous debt and as a result are unable to get a mortgage from a mainstream lender, you may need a bad credit mortgage instead.
How can a bad credit mortgage help me?
If your credit score or past problems mean you will fail lenders' standard credit checks a bad credit mortgage could help you to get onto the property ladder.
What are the downsides of bad credit mortgages?
Bad credit mortgages tend to have higher rates. Lenders price for risk and if you have experienced credit problems in the past you are deemed a higher risk. You may also have to pay a higher deposit for the same reason.
What fees will I pay on a bad credit mortgage?
Fees for bad credit mortgages are the same as for standard mortgages. You could face an arrangement fee, a booking fee, a valuation fee and legal fees although not all fees apply to all products.
How can I compare bad credit mortgages?
You can use Know Your Money's free and easy to use comparison tables to compare bad credit mortgages by rate, fees and overall cost.
