Compare Bad Credit Mortgages

  • It can be more difficult for you to obtain a mortgage but as long as it's still affordable for you - the mortgage providers below are available.
  • Compare mortgage deals, rates and arrangement fees for mortgage lenders that will lend mortgages to you with a bad credit score.

What are you looking to do?

Want to know which deals you qualify for?
Get free expert mortgage advice now

Start online Or call free on 0800 953 0369
In partnership with L&C Mortgages
Open filters
Please wait - searching the UK mortgage market
  • Cambridge BS's logo'

    Cambridge BS 2 Year Fixed

    • Bad Credit
    • Initial Rate
      3.49% Fixed for 2 years
    • APRC
      4.80%
    • Product Fee
      £999
    • Monthly Repayment
      £750.13
    • Lender:
      Cambridge BS
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £20,000
    • Max Loan:
      £400,000
    • Product Description:
      3.49% Fixed for 2 years
    • Incentives:
      Free valuation fees for properties valued Max £1M Remortgages
      free legal fees Remortgages

    • Initial Monthly Repayment:
      £750.13 x 24
    • Ongoing Monthly Payments:
      £859.15 x 276
    • Total Amount Payable:
      £256,187.52
    • Total Interest Payable:
      £105,128.52
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £60
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3/2% Outstanding Balance
  • Cambridge BS's logo'

    Cambridge BS 3 Year Discounted Variable

    • Bad Credit
    • Initial Rate
      3.59% Discounted Variable for 3 years (1.30% disc)
    • APRC
      5.00%
    • Product Fee
      £999
    • Monthly Repayment
      £758.20
    • Lender:
      Cambridge BS
    • Max First Time Buyer LTV:
      75%
    • Max House Purchase LTV:
      75%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £20,000
    • Max Loan:
      £400,000
    • Product Description:
      3.59% Discounted Variable for 3 years (1.30% disc)
    • Incentives:
      Free valuation fees for properties valued Max £1M Remortgages
      free legal fees Remortgages

    • Ongoing Monthly Payments:
      £758.20 x 36
    • Total Amount Payable:
      £254,317.08
    • Total Interest Payable:
      £103,258.08
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £60
    • Early Repayment Charge:
      No
  • Cambridge BS's logo'

    Cambridge BS 3 Year Discounted Variable

    • Bad Credit
    • Initial Rate
      4.84% Discounted Variable for 3 years (0.05% disc)
    • APRC
      5.00%
    • Product Fee
      £999
    • Monthly Repayment
      £862.96
    • Lender:
      Cambridge BS
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £20,000
    • Max Loan:
      £400,000
    • Product Description:
      4.84% Discounted Variable for 3 years (0.05% disc)
    • Incentives:
      Free valuation fees for properties valued Max £1M Remortgages
      free legal fees Remortgages

    • Ongoing Monthly Payments:
      £862.96 x 36
    • Total Amount Payable:
      £260,984.52
    • Total Interest Payable:
      £109,925.52
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £60
    • Early Repayment Charge:
      No
  • Cambridge BS's logo'

    Cambridge BS 2 Year Fixed

    • Bad Credit
    • Initial Rate
      5.29% Fixed for 2 years
    • APRC
      5.20%
    • Product Fee
      £999
    • Monthly Repayment
      £902.41
    • Lender:
      Cambridge BS
    • Max First Time Buyer LTV:
      70%
    • Max House Purchase LTV:
      70%
    • Max Remortgage LTV:
      70%
    • Min Loan:
      £20,000
    • Max Loan:
      £400,000
    • Product Description:
      5.29% Fixed for 2 years
    • Incentives:
      Free valuation fees for properties valued Max £1M Remortgages
      free legal fees Remortgages

    • Initial Monthly Repayment:
      £902.41 x 24
    • Ongoing Monthly Payments:
      £869.42 x 276
    • Total Amount Payable:
      £262,676.76
    • Total Interest Payable:
      £111,617.76
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £60
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3/2% Outstanding Balance
Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with L&C Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

Award-winning comparisons you can trust

It's always nice to know you're on the right track. Over the years, as we have striven to improve the services we provide to our clients and users, we have been pleased to receive recognition for our efforts from both industry and consumer bodies.

Bad Credit Mortgages FAQ

What is a bad credit mortgage?

Why would I need a bad credit mortgage?

How can a bad credit mortgage help me?

What are the downsides of bad credit mortgages?

What fees will I pay on a bad credit mortgage?

How can I compare bad credit mortgages?

Go to Mortgages Hub

Featured brands