Compare Cashback Mortgages

  • Cashback mortgages give you a lump sum payment when your mortgage commences.
  • You can compare the latest interest rates on cashback mortgages in the table below

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Your home may be repossessed if you do not keep up repayments on your mortgage.
Our mortgage comparison service lists products from featured lenders with whom we have a direct commercial arrangement with. The mortgage data above was supplied by Moneyfacts Group plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

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Cashback Mortgages FAQ

What is a cashback mortgage?

With a cashback mortgage, as the name suggests, you'll receive some money back when you complete on the mortgage. This could be a percentage of the mortgage or a set sum.

What are the benefits of cashback mortgage?

Buying a house can be an expensive business and having a lump sum of cash given to you on completion can help cover some of the costs that come once the property is yours such as buying furniture or paying for renovations.

Are cashback mortgages more expensive?

Yes, cashback mortgages tend to come at a higher rate so it's important to work out whether the money you receive is worth the extra amount you'll pay back each month as a result of having a higher rate.

What fees will I pay for a cashback mortgage?

Cashback mortgages usually feature all of the standard mortgage fees including an arrangement fee, booking fee, valuation fee and legal fees although not all fees apply to all mortgages.

How can I compare cashback mortgages?

Know Your Money's free, comprehensive comparison tables allow you to compare cashback mortgages by rate, fees and overall costs.

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