Compare Current Account Mortgages

  • Current account mortgages offer a convenient way to offset your finances against your mortgage, thus reducing repayments.
  • You can compare the latest interest rates on current account mortgages from some of the UK's leading providers in the table below.

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  • Beverley BS's logo'

    Beverley BS 2 Year Discounted Variable

    • Offset
    • Initial Rate
      2.06% Discounted Variable for 2 years (2.93% disc)
    • APRC
      4.60%
    • Product Fee
      £995
    • Monthly Repayment
      £853.56
    • Lender:
      Beverley BS
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £40,000
    • Max Loan:
      Varies
    • Product Description:
      2.06% Discounted Variable for 2 years (2.93% disc)
    • Incentives:
    • Ongoing Monthly Payments:
      £853.56 x 24
    • Total Amount Payable:
      £338,346.44
    • Total Interest Payable:
      £136,091.44
    • Valuation Fee:
      £285
    • Exit Admin Fee:
      £175
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2% Sum Repaid
  • Beverley BS's logo'

    Beverley BS 2 Year Discounted Variable

    • Offset
    • Initial Rate
      2.43% Discounted Variable for 2 years (2.56% disc)
    • APRC
      4.60%
    • Product Fee
      £0
    • Monthly Repayment
      £890.20
    • Lender:
      Beverley BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £40,000
    • Max Loan:
      Varies
    • Product Description:
      2.43% Discounted Variable for 2 years (2.56% disc)
    • Incentives:
      Free valuation fees
      free legal fees
      free valuation admin fees
      No arrangement fees

    • Ongoing Monthly Payments:
      £890.20 x 24
    • Total Amount Payable:
      £338,106.28
    • Total Interest Payable:
      £137,931.28
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £175
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2% Sum Repaid
  • Vernon BS's logo'

    Vernon BS 3 Year Discounted Variable

    • Offset
    • Initial Rate
      2.45% Discounted Variable for 3 years (2.75% disc)
    • APRC
      4.40%
    • Product Fee
      £499
    • Monthly Repayment
      £892.21
    • Lender:
      Vernon BS
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £25,000
    • Max Loan:
      £750,000
    • Product Description:
      2.45% Discounted Variable for 3 years (2.75% disc)
    • Incentives:
    • Ongoing Monthly Payments:
      £892.21 x 36
    • Total Amount Payable:
      £339,209.76
    • Total Interest Payable:
      £137,910.76
    • Valuation Fee:
      £245
    • Exit Admin Fee:
      £155
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 3/3/2% Sum Repaid
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 2 Year Fixed

    • Offset
    • Initial Rate
      2.46% Fixed to 30/11/2022
    • APRC
      4.10%
    • Product Fee
      £0
    • Monthly Repayment
      £893.21
    • Lender:
      Yorkshire Building Society
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £50,000
    • Max Loan:
      Varies
    • Product Description:
      2.46% Fixed to 30/11/2022
    • Incentives:
      No arrangement fees

    • Initial Monthly Repayment:
      £893.21 x 26
    • Ongoing Monthly Payments:
      £1,068.11 x 36
    • Total Amount Payable:
      £321,803.50
    • Total Interest Payable:
      £121,133.50
    • Valuation Fee:
      £180
    • Exit Admin Fee:
      £90
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/22: 2.5/1.5% Mortgage Advance
  • Clydesdale Bank's logo'

    Clydesdale Bank 2 Year Discounted Variable

    • Offset
    • Initial Rate
      2.54% Discounted Variable to 30/11/2022 (2.01% disc)
    • APRC
      4.40%
    • Product Fee
      £999
    • Monthly Repayment
      £901.27
    • Lender:
      Clydesdale Bank
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £0
    • Max Loan:
      £750,000
    • Product Description:
      2.54% Discounted Variable to 30/11/2022 (2.01% disc)
    • Incentives:
      Free valuation fees Max £3M of Purchase Price Remortgages
      free legal fees Remortgages

    • Website:
    • Ongoing Monthly Payments:
      £901.27 x 26
    • Total Amount Payable:
      £325,999.62
    • Total Interest Payable:
      £124,805.62
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3/2% Outstanding Balance
  • Yorkshire Bank's logo'

    Yorkshire Bank 2 Year Discounted Variable

    • Offset
    • Initial Rate
      2.54% Discounted Variable to 30/11/2022 (2.01% disc)
    • APRC
      4.40%
    • Product Fee
      £999
    • Monthly Repayment
      £901.27
    • Lender:
      Yorkshire Bank
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £0
    • Max Loan:
      £750,000
    • Product Description:
      2.54% Discounted Variable to 30/11/2022 (2.01% disc)
    • Incentives:
      Free valuation fees Max £3M of Purchase Price Remortgages
      free legal fees Max £2M of Purchase Price Remortgages

    • Website:
    • Ongoing Monthly Payments:
      £901.27 x 26
    • Total Amount Payable:
      £325,999.62
    • Total Interest Payable:
      £124,805.62
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £195
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3/2% Outstanding Balance
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 5 Year Fixed

    • Offset
    • Initial Rate
      2.57% Fixed to 30/11/2025
    • APRC
      3.70%
    • Product Fee
      £0
    • Monthly Repayment
      £904.30
    • Lender:
      Yorkshire Building Society
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £50,000
    • Max Loan:
      Varies
    • Product Description:
      2.57% Fixed to 30/11/2025
    • Incentives:
      No arrangement fees

    • Initial Monthly Repayment:
      £904.30 x 62
    • Ongoing Monthly Payments:
      £1,070.49 x 238
    • Total Amount Payable:
      £311,513.22
    • Total Interest Payable:
      £110,843.22
    • Valuation Fee:
      £180
    • Exit Admin Fee:
      £90
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/25: 5/4/3/2.5/1.5% Mortgage Advance
  • Hinckley & Rugby BS's logo'

    Hinckley & Rugby BS Discounted Variable

    • Offset
    • Cashback Available
    • Initial Rate
      2.84% Discounted Variable (collared at 2.59%) (3.05% disc)
    • APRC
      2.90%
    • Product Fee
      £999
    • Monthly Repayment
      £931.86
    • Lender:
      Hinckley & Rugby BS
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £100,000
    • Max Loan:
      £1,000,000
    • Product Description:
      2.84% Discounted Variable (collared at 2.59%) (3.05% disc)
    • Incentives:
      Free valuation fees for properties valued Max £1M
      £250 cashback Remortgages

    • Ongoing Monthly Payments:
      £931.86 x 300
    • Total Amount Payable:
      £280,857
    • Total Interest Payable:
      £79,558
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £150
    • Early Repayment Charge:
      No
  • Beverley BS's logo'

    Beverley BS 3 Year Discounted Variable

    • Offset
    • Initial Rate
      2.99% Discounted Variable for 3 years (2.00% disc)
    • APRC
      4.40%
    • Product Fee
      £0
    • Monthly Repayment
      £947.38
    • Lender:
      Beverley BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £40,000
    • Max Loan:
      Varies
    • Product Description:
      2.99% Discounted Variable for 3 years (2.00% disc)
    • Incentives:
      Free valuation fees
      free legal fees
      free valuation admin fees
      No arrangement fees

    • Ongoing Monthly Payments:
      £947.38 x 36
    • Total Amount Payable:
      £336,272.92
    • Total Interest Payable:
      £136,097.92
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £175
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 2% Sum Repaid
  • Beverley BS's logo'

    Beverley BS 3 Year Discounted Variable

    • Offset
    • Initial Rate
      2.99% Discounted Variable for 3 years (2.00% disc)
    • APRC
      4.60%
    • Product Fee
      £995
    • Monthly Repayment
      £947.38
    • Lender:
      Beverley BS
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £40,000
    • Max Loan:
      Varies
    • Product Description:
      2.99% Discounted Variable for 3 years (2.00% disc)
    • Incentives:
    • Ongoing Monthly Payments:
      £947.38 x 36
    • Total Amount Payable:
      £338,352.92
    • Total Interest Payable:
      £136,097.92
    • Valuation Fee:
      £285
    • Exit Admin Fee:
      £175
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 3 yrs: 2% Sum Repaid
  • Beverley BS's logo'

    Beverley BS 2 Year Fixed

    • Offset
    • Initial Rate
      2.99% Fixed for 2 years
    • APRC
      4.80%
    • Product Fee
      £995
    • Monthly Repayment
      £947.38
    • Lender:
      Beverley BS
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £40,000
    • Max Loan:
      Varies
    • Product Description:
      2.99% Fixed for 2 years
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages

    • Initial Monthly Repayment:
      £947.38 x 24
    • Ongoing Monthly Payments:
      £1,152.03 x 276
    • Total Amount Payable:
      £341,867.40
    • Total Interest Payable:
      £140,697.40
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £175
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2% Sum Repaid
  • Family Building Society's logo'

    Family Building Society 5 Year Fixed

    • Offset
    • Cashback Available
    • Initial Rate
      2.99% Fixed to 30/11/2025
    • APRC
      4.00%
    • Product Fee
      £599
    • Monthly Repayment
      £947.38
    • Lender:
      Family Building Society
    • Max First Time Buyer LTV:
      95%
    • Max House Purchase LTV:
      95%
    • Max Remortgage LTV:
      0%
    • Min Loan:
      £45,000
    • Max Loan:
      £500,000
    • Product Description:
      2.99% Fixed to 30/11/2025
    • Incentives:
      Free valuation fees for properties valued Max £500K
      £250 cashback
      £400 cashback or free legal fees

    • Initial Monthly Repayment:
      £947.38 x 62
    • Ongoing Monthly Payments:
      £1,070.62 x 238
    • Total Amount Payable:
      £314,194.12
    • Total Interest Payable:
      £113,545.12
    • Valuation Fee:
      £175
    • Exit Admin Fee:
      £125
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/25: 5/4/3/2/1% Sum Repaid
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 2 Year Fixed

    • Offset
    • Initial Rate
      3.00% Fixed to 30/11/2022
    • APRC
      4.10%
    • Product Fee
      £0
    • Monthly Repayment
      £948.42
    • Lender:
      Yorkshire Building Society
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £50,000
    • Max Loan:
      Varies
    • Product Description:
      3.00% Fixed to 30/11/2022
    • Incentives:
      No arrangement fees

    • Initial Monthly Repayment:
      £948.42 x 26
    • Ongoing Monthly Payments:
      £1,073.01 x 36
    • Total Amount Payable:
      £324,607.74
    • Total Interest Payable:
      £123,937.74
    • Valuation Fee:
      £180
    • Exit Admin Fee:
      £90
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/22: 2.5/1.5% Mortgage Advance
  • Chelsea Building Society's logo'

    Chelsea Building Society 2 Year Fixed

    • Offset
    • Initial Rate
      3.10% Fixed to 30/11/2022
    • APRC
      4.20%
    • Product Fee
      £0
    • Monthly Repayment
      £958.86
    • Lender:
      Chelsea Building Society
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £50,000
    • Max Loan:
      Varies
    • Product Description:
      3.10% Fixed to 30/11/2022
    • Incentives:
      No arrangement fees

    • Initial Monthly Repayment:
      £958.86 x 26
    • Ongoing Monthly Payments:
      £1,073.90 x 36
    • Total Amount Payable:
      £325,125.42
    • Total Interest Payable:
      £124,455.42
    • Valuation Fee:
      £180
    • Exit Admin Fee:
      £90
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/22: 2.5/1.5% Mortgage Advance
  • Coventry BS's logo'

    Coventry BS 2 Year Fixed

    • Offset
    • Initial Rate
      3.15% Fixed to 31/12/2022
    • APRC
      4.30%
    • Product Fee
      £999
    • Monthly Repayment
      £964.10
    • Lender:
      Coventry BS
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      3.15% Fixed to 31/12/2022
    • Incentives:
      Free valuation fees (Max £670)
      free legal fees Remortgages

    • Initial Monthly Repayment:
      £964.10 x 27
    • Ongoing Monthly Payments:
      £1,047.41 x 36
    • Total Amount Payable:
      £323,784.57
    • Total Interest Payable:
      £122,785.57
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/22: 2/1% Sum Repaid
  • Yorkshire Building Society's logo'

    Yorkshire Building Society 5 Year Fixed

    • Offset
    • Initial Rate
      3.18% Fixed to 30/11/2025
    • APRC
      3.90%
    • Product Fee
      £0
    • Monthly Repayment
      £967.25
    • Lender:
      Yorkshire Building Society
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £50,000
    • Max Loan:
      Varies
    • Product Description:
      3.18% Fixed to 30/11/2025
    • Incentives:
      No arrangement fees

    • Initial Monthly Repayment:
      £967.25 x 62
    • Ongoing Monthly Payments:
      £1,083.85 x 238
    • Total Amount Payable:
      £318,595.80
    • Total Interest Payable:
      £117,925.80
    • Valuation Fee:
      £180
    • Exit Admin Fee:
      £90
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/25: 5/4/3/2.5/1.5% Mortgage Advance
  • Coventry BS's logo'

    Coventry BS 5 Year Fixed

    • Offset
    • Initial Rate
      3.25% Fixed to 31/12/2025
    • APRC
      4.20%
    • Product Fee
      £999
    • Monthly Repayment
      £974.63
    • Lender:
      Coventry BS
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      3.25% Fixed to 31/12/2025
    • Incentives:
      Free valuation fees (Max £670)
      free legal fees Remortgages

    • Initial Monthly Repayment:
      £974.63 x 63
    • Ongoing Monthly Payments:
      £1,084.92 x 237
    • Total Amount Payable:
      £319,526.73
    • Total Interest Payable:
      £118,527.73
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/25: 5/3/3/1/1% Sum Repaid
  • Chelsea Building Society's logo'

    Chelsea Building Society 5 Year Fixed

    • Offset
    • Initial Rate
      3.28% Fixed to 30/11/2025
    • APRC
      4.00%
    • Product Fee
      £0
    • Monthly Repayment
      £977.80
    • Lender:
      Chelsea Building Society
    • Max First Time Buyer LTV:
      85%
    • Max House Purchase LTV:
      85%
    • Max Remortgage LTV:
      85%
    • Min Loan:
      £50,000
    • Max Loan:
      Varies
    • Product Description:
      3.28% Fixed to 30/11/2025
    • Incentives:
      No arrangement fees

    • Initial Monthly Repayment:
      £977.80 x 62
    • Ongoing Monthly Payments:
      £1,085.98 x 238
    • Total Amount Payable:
      £319,756.84
    • Total Interest Payable:
      £119,086.84
    • Valuation Fee:
      £180
    • Exit Admin Fee:
      £90
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/25: 5/4/3/2.5/1.5% Mortgage Advance
  • NatWest's logo'

    NatWest Variable

    • Offset
    • Initial Rate
      4.25% Variable
    • APRC
      3.80%
    • Product Fee
      £499
    • Monthly Repayment
      £1,083.48
    • Lender:
      NatWest
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £30,000
    • Max Loan:
      £1,000,000
    • Product Description:
      4.25% Variable
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages

    • Ongoing Monthly Payments:
      £1,083.48 x 300
    • Total Amount Payable:
      £325,543
    • Total Interest Payable:
      £125,044
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
  • Royal Bank of Scotland's logo'

    Royal Bank of Scotland Variable

    • Offset
    • Initial Rate
      4.25% Variable
    • APRC
      3.70%
    • Product Fee
      £499
    • Monthly Repayment
      £1,083.48
    • Lender:
      Royal Bank of Scotland
    • Max First Time Buyer LTV:
      80%
    • Max House Purchase LTV:
      80%
    • Max Remortgage LTV:
      80%
    • Min Loan:
      £30,000
    • Max Loan:
      £1,000,000
    • Product Description:
      4.25% Variable
    • Incentives:
      Free valuation fees Remortgages
      free legal fees Remortgages
      free valuation admin fees Remortgages

    • Ongoing Monthly Payments:
      £1,083.48 x 300
    • Total Amount Payable:
      £325,543
    • Total Interest Payable:
      £125,044
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with L&C Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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