Mortgages Knowledge Hub

Mortgage basics FAQ

If you are interested in buying a new home, our mortgage basics FAQ will offer an introduction into what mortgages are, how they work, and what you can expect when you decided to apply for one.

What is a mortgage?

What types of mortgage are there?

What is an APR?

What does LTV stand for?

How much can I borrow?

How much will I need for a deposit?

How do lenders work out if I'm eligible for a mortgage?

When should I apply for a mortgage?

What do I need to apply for a mortgage?

How long does it take to get a mortgage?

What are the costs involved in getting a mortgage?

How long can I borrow for?

I'm self-employed - can I get a mortgage?

I have poor credit history - what can I do?

What if I can't pay my mortgage repayments?

How can I protect myself against falling behind with my repayments?

Can I have more than one mortgage?

Can I move my mortgage to a different lender?

I've been mistreated by my mortgage provider - what can I do?

Should I use a mortgage broker?

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