Compare No Fee Mortgages

  • Fee-free mortgages are popular with home buyers that want to keep their initial costs down.
  • Compare the latest interest rates and other important features of no fee mortgages in the table below.

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  • Halifax's logo'

    Halifax 5 Year Fixed

    • Initial Rate
      1.59% Fixed to 28/02/2026
    • APRC
      3.10%
    • Product Fee
      £0
    • Monthly Repayment
      £606.27
    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £100,000
    • Max Loan:
      £249,999
    • Product Description:
      1.59% Fixed to 28/02/2026
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      free legal fees

    • Initial Monthly Repayment:
      £606.27 x 64
    • Ongoing Monthly Payments:
      £726.21 x 236
    • Total Amount Payable:
      £210,186.84
    • Total Interest Payable:
      £60,186.84
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/26: 5/4/3/2/1% Mortgage Advance
  • Halifax's logo'

    Halifax 2 Year Fixed

    • Initial Rate
      1.59% Fixed to 28/02/2023
    • APRC
      3.40%
    • Product Fee
      £0
    • Monthly Repayment
      £606.27
    • Lender:
      Halifax
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £100,000
    • Max Loan:
      £249,999
    • Product Description:
      1.59% Fixed to 28/02/2023
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      free legal fees

    • Initial Monthly Repayment:
      £606.27 x 28
    • Ongoing Monthly Payments:
      £744.25 x 272
    • Total Amount Payable:
      £219,411.56
    • Total Interest Payable:
      £69,411.56
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/23: 2/1% Mortgage Advance
  • Coventry BS's logo'

    Coventry BS 2 Year Fixed

    • Initial Rate
      1.69% Fixed to 31/12/2022
    • APRC
      3.90%
    • Product Fee
      £0
    • Monthly Repayment
      £613.39
    • Lender:
      Coventry BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.69% Fixed to 31/12/2022
    • Incentives:
      Free valuation fees (Max £700)
      No arrangement fees
      free legal fees

    • Initial Monthly Repayment:
      £613.39 x 26
    • Ongoing Monthly Payments:
      £775.78 x 36
    • Total Amount Payable:
      £236,582.44
    • Total Interest Payable:
      £86,582.44
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/22: 2/1% Sum Repaid
  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.75% Fixed to 31/01/2023
    • APRC
      3.40%
    • Product Fee
      £0
    • Monthly Repayment
      £617.68
    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £50,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.75% Fixed to 31/01/2023
    • Incentives:
      Free valuation fees
      No arrangement fees
      free legal fees
      £400 cashback

    • Website:
    • Initial Monthly Repayment:
      £617.68 x 27
    • Ongoing Monthly Payments:
      £745.91 x 273
    • Total Amount Payable:
      £219,990.79
    • Total Interest Payable:
      £70,310.79
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/1/23: 2% Sum Repaid
  • Barclays Mortgage's logo'

    Barclays Mortgage 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.75% Fixed to 31/01/2023
    • APRC
      3.40%
    • Product Fee
      £0
    • Monthly Repayment
      £617.68
    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £50,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.75% Fixed to 31/01/2023
    • Incentives:
      Free valuation fees
      No arrangement fees
      £500 cashback

    • Website:
    • Initial Monthly Repayment:
      £617.68 x 27
    • Ongoing Monthly Payments:
      £745.91 x 273
    • Total Amount Payable:
      £220,290.79
    • Total Interest Payable:
      £70,310.79
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/1/23: 2% Sum Repaid
  • Click here to see 1 similar product
  • Coventry BS's logo'

    Coventry BS 5 Year Fixed

    • Initial Rate
      1.79% Fixed to 31/12/2025
    • APRC
      3.50%
    • Product Fee
      £0
    • Monthly Repayment
      £620.56
    • Lender:
      Coventry BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      65%
    • Min Loan:
      £0
    • Max Loan:
      Varies
    • Product Description:
      1.79% Fixed to 31/12/2025
    • Incentives:
      Free valuation fees (Max £700)
      No arrangement fees
      free legal fees

    • Initial Monthly Repayment:
      £620.56 x 62
    • Ongoing Monthly Payments:
      £789.44 x 238
    • Total Amount Payable:
      £226,361.44
    • Total Interest Payable:
      £76,361.44
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/12/25: 5/3/3/1/1% Sum Repaid
  • Lloyds Bank's logo'

    Lloyds Bank 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.79% Fixed to 28/02/2023
    • APRC
      3.40%
    • Product Fee
      £0
    • Monthly Repayment
      £620.56
    • Lender:
      Lloyds Bank
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £100,000
    • Max Loan:
      £249,999
    • Product Description:
      1.79% Fixed to 28/02/2023
    • Incentives:
      Free valuation fees
      No arrangement fees
      free legal fees
      £200 cashback

    • Initial Monthly Repayment:
      £620.56 x 28
    • Ongoing Monthly Payments:
      £745.75 x 272
    • Total Amount Payable:
      £220,019.68
    • Total Interest Payable:
      £70,219.68
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/23: 2/1% Sum Repaid
  • Lloyds Bank's logo'

    Lloyds Bank 2 Year Fixed

    • Initial Rate
      1.79% Fixed to 28/02/2023
    • APRC
      3.40%
    • Product Fee
      £0
    • Monthly Repayment
      £620.56
    • Lender:
      Lloyds Bank
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £100,000
    • Max Loan:
      £249,999
    • Product Description:
      1.79% Fixed to 28/02/2023
    • Incentives:
      Free valuation fees
      No arrangement fees
      free legal fees

    • Initial Monthly Repayment:
      £620.56 x 28
    • Ongoing Monthly Payments:
      £745.75 x 272
    • Total Amount Payable:
      £220,219.68
    • Total Interest Payable:
      £70,219.68
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/23: 2/1% Sum Repaid
  • Click here to see 1 similar product
  • Nationwide BS's logo'

    Nationwide BS 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.79% Fixed for 2 years
    • APRC
      3.20%
    • Product Fee
      £0
    • Monthly Repayment
      £620.56
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.79% Fixed for 2 years
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      £500 cashback or free legal fees

    • Initial Monthly Repayment:
      £620.56 x 24
    • Ongoing Monthly Payments:
      £747.54 x 276
    • Total Amount Payable:
      £221,214.48
    • Total Interest Payable:
      £71,214.48
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 2/1% Outstanding Balance
  • TSB's logo'

    TSB 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.79% Fixed to 30/11/2022
    • APRC
      3.30%
    • Product Fee
      £0
    • Monthly Repayment
      £620.56
    • Lender:
      TSB
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.79% Fixed to 30/11/2022
    • Incentives:
      Free valuation fees
      No arrangement fees
      £500 cashback

    • Initial Monthly Repayment:
      £620.56 x 25
    • Ongoing Monthly Payments:
      £747.09 x 275
    • Total Amount Payable:
      £220,863.75
    • Total Interest Payable:
      £70,963.75
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/22: 2/1% Sum Repaid
  • Lloyds Bank's logo'

    Lloyds Bank 5 Year Fixed

    • Initial Rate
      1.80% Fixed to 28/02/2026
    • APRC
      3.00%
    • Product Fee
      £0
    • Monthly Repayment
      £621.28
    • Lender:
      Lloyds Bank
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £100,000
    • Max Loan:
      £249,999
    • Product Description:
      1.80% Fixed to 28/02/2026
    • Incentives:
      Free valuation fees
      No arrangement fees
      free legal fees

    • Initial Monthly Repayment:
      £621.28 x 64
    • Ongoing Monthly Payments:
      £729.77 x 236
    • Total Amount Payable:
      £211,987.64
    • Total Interest Payable:
      £61,987.64
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/26: 5/4/3/2/1% Sum Repaid
  • Lloyds Bank's logo'

    Lloyds Bank 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.80% Fixed to 28/02/2026
    • APRC
      3.00%
    • Product Fee
      £0
    • Monthly Repayment
      £621.28
    • Lender:
      Lloyds Bank
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £100,000
    • Max Loan:
      £249,999
    • Product Description:
      1.80% Fixed to 28/02/2026
    • Incentives:
      Free valuation fees
      No arrangement fees
      free legal fees
      £200 cashback

    • Initial Monthly Repayment:
      £621.28 x 64
    • Ongoing Monthly Payments:
      £729.77 x 236
    • Total Amount Payable:
      £211,787.64
    • Total Interest Payable:
      £61,987.64
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 28/2/26: 5/4/3/2/1% Sum Repaid
  • Click here to see 1 similar product
  • Nationwide BS's logo'

    Nationwide BS 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.84% Fixed for 5 years
    • APRC
      2.70%
    • Product Fee
      £0
    • Monthly Repayment
      £624.16
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.84% Fixed for 5 years
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      £500 cashback or free legal fees

    • Initial Monthly Repayment:
      £624.16 x 60
    • Ongoing Monthly Payments:
      £732.20 x 240
    • Total Amount Payable:
      £213,177.60
    • Total Interest Payable:
      £63,177.60
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 5 yrs: 5/4/3/2/1% Outstanding Balance
  • TSB's logo'

    TSB 2 Year Fixed

    • Cashback Available
    • Initial Rate
      1.84% Fixed to 30/11/2022
    • APRC
      3.30%
    • Product Fee
      £0
    • Monthly Repayment
      £624.16
    • Lender:
      TSB
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £5,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.84% Fixed to 30/11/2022
    • Incentives:
      Free valuation fees
      No arrangement fees
      £500 cashback

    • Initial Monthly Repayment:
      £624.16 x 25
    • Ongoing Monthly Payments:
      £747.42 x 275
    • Total Amount Payable:
      £221,044.50
    • Total Interest Payable:
      £71,144.50
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/22: 2/1% Sum Repaid
  • West Brom BS's logo'

    West Brom BS 3 Year Fixed

    • Initial Rate
      1.84% Fixed to 30/11/2023
    • APRC
      3.50%
    • Product Fee
      £0
    • Monthly Repayment
      £624.16
    • Lender:
      West Brom BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      75%
    • Min Loan:
      £40,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.84% Fixed to 30/11/2023
    • Incentives:
      Free valuation fees (Max £740)
      free legal fees
      free valuation admin fees
      No arrangement fees

    • Initial Monthly Repayment:
      £624.16 x 37
    • Ongoing Monthly Payments:
      £770.88 x 263
    • Total Amount Payable:
      £226,035.36
    • Total Interest Payable:
      £75,835.36
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £200
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 30/11/23: 3/2/1% Sum Repaid
  • Barclays Mortgage's logo'

    Barclays Mortgage 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.85% Fixed to 31/01/2026
    • APRC
      3.00%
    • Product Fee
      £0
    • Monthly Repayment
      £624.88
    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £50,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.85% Fixed to 31/01/2026
    • Incentives:
      Free valuation fees
      No arrangement fees
      free legal fees
      £400 cashback

    • Website:
    • Initial Monthly Repayment:
      £624.88 x 63
    • Ongoing Monthly Payments:
      £731.05 x 237
    • Total Amount Payable:
      £212,306.29
    • Total Interest Payable:
      £62,626.29
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/1/26: 3% Sum Repaid
  • Barclays Mortgage's logo'

    Barclays Mortgage 5 Year Fixed

    • Cashback Available
    • Initial Rate
      1.85% Fixed to 31/01/2026
    • APRC
      3.00%
    • Product Fee
      £0
    • Monthly Repayment
      £624.88
    • Lender:
      Barclays Mortgage
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £50,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.85% Fixed to 31/01/2026
    • Incentives:
      Free valuation fees
      No arrangement fees
      £500 cashback

    • Website:
    • Initial Monthly Repayment:
      £624.88 x 63
    • Ongoing Monthly Payments:
      £731.05 x 237
    • Total Amount Payable:
      £212,606.29
    • Total Interest Payable:
      £62,626.29
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £80
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      to 31/1/26: 3% Sum Repaid
  • Click here to see 1 similar product
  • Cumberland BS's logo'

    Cumberland BS 2 Year Discounted Variable

    • Initial Rate
      1.89% Discounted Variable for 2 years (2.20% disc)
    • APRC
      3.80%
    • Product Fee
      £0
    • Monthly Repayment
      £627.78
    • Lender:
      Cumberland BS
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £20,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.89% Discounted Variable for 2 years (2.20% disc)
    • Incentives:
      Free valuation fees
      free legal fees Remortgages
      No arrangement fees

    • Ongoing Monthly Payments:
      £627.78 x 24
    • Total Amount Payable:
      £232,127.88
    • Total Interest Payable:
      £81,977.88
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £150
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 1/0.5% Sum Repaid
  • first direct's logo'

    first direct 2 Year Fixed

    • Initial Rate
      1.89% Fixed for 2 years
    • APRC
      3.20%
    • Product Fee
      £0
    • Monthly Repayment
      £627.78
    • Lender:
      first direct
    • Max First Time Buyer LTV:
      60%
    • Max House Purchase LTV:
      60%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £10,000
    • Max Loan:
      £1,000,000
    • Product Description:
      1.89% Fixed for 2 years
    • Incentives:
      Free valuation fees
      free legal fees Remortgages
      No arrangement fees

    • Initial Monthly Repayment:
      £627.78 x 24
    • Ongoing Monthly Payments:
      £744.46 x 276
    • Total Amount Payable:
      £220,537.68
    • Total Interest Payable:
      £70,537.68
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      Yes
    • Early Repayment Charge Details:
      1st 2 yrs: 3/2% Mortgage Advance
  • Nationwide BS's logo'

    Nationwide BS 2 Year Variable

    • Cashback Available
    • Initial Rate
      1.89% Variable (collared at 1.64%) for 2 years
    • APRC
      3.20%
    • Product Fee
      £0
    • Monthly Repayment
      £627.78
    • Lender:
      Nationwide BS
    • Max First Time Buyer LTV:
      0%
    • Max House Purchase LTV:
      0%
    • Max Remortgage LTV:
      60%
    • Min Loan:
      £25,000
    • Max Loan:
      £2,000,000
    • Product Description:
      1.89% Variable (collared at 1.64%) for 2 years
    • Incentives:
      Free valuation fees
      free valuation admin fees
      No arrangement fees
      £500 cashback or free legal fees

    • Initial Monthly Repayment:
      £627.78 x 24
    • Ongoing Monthly Payments:
      £748.17 x 276
    • Total Amount Payable:
      £221,561.64
    • Total Interest Payable:
      £71,561.64
    • Valuation Fee:
      Free
    • Exit Admin Fee:
      £0
    • Early Repayment Charge:
      No
Your home may be repossessed if you do not keep up repayments on your mortgage.

The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice.

Our mortgage comparison service is partnered with L&C Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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