Compare Offset Mortgages

  • Offset mortgages utilise your savings to reduce your mortgage term or monthly payments thereby lowering the overall cost of your mortgage.
  • You can compare the latest interest rates on offset mortgages from UK lenders in the table below.

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    Your home may be repossessed if you do not keep up repayments on your mortgage.
    The mortgage data above was supplied by Moneyfacts Group Plc and is updated at the time of mortgage search. The figures and data provided in our tables are for illustration purposes only. While we make every effort to ensure the accuracy of this data you should always confirm the terms on offer with the provider/broker. We do not give any financial advice. Our mortgage comparison service is partnered with L&C Mortgages for selections made outside of our featured lenders. Featured lenders are firms with whom we have a direct commercial relationship.

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    Offset Mortgages FAQ

    How does an offset mortgage work?

    Will I pay more for an offset mortgage?

    What types of offset mortgage are on offer?

    What fees will I pay with an offset mortgage?

    What are the benefits of offset mortgages?

    What are the downsides of offset mortgages?

    What criteria will I have to meet to get an offset mortgage?

    How can I compare offset mortgages?

    Go to Mortgages Hub

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