Remortgaging FAQ

Whether you're looking to release equity on your current property, or you're looking for a better deal - remortgaging could be the path that you're searching for. We have all of answers to your frequently asked questions.
Published: 28-06-2018

What is 'remortgaging'?

When would I need to remortgage?

Do I have to remortgage when my fixed term ends?

Can I remortgage with another lender?

What costs are involved with remortgaging?

Can I remortgage while I'm still in a fixed term?

Can I remortgage from any mortgage?

How much will my early release fee from an ongoing fixed deal be?

Do I have to pay off early mortgage release fees immediately?

How can I work out if I can save by remortgaging while in a fixed term?

Am I eligible to remortgage?

Can I borrow more money on top of my mortgage when I remortgage?

Can I remortgage if I own my property outright?

Is it beneficial to consolidate my other debts with a remortgage deal?

Can I increase or reduce my term when I remortgage?

I'm moving house - do I need to remortgage?

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