Santander Mortgages FAQ
Who are Santander?
Part of the Spanish Santander Group - which has been operating since 1857 - Santander UK has become one of the country’s leading banks since it launched in 2010. They now provide a large range of banking and investment services to personal, business and corporate customers across the UK.
What types of mortgage do Santander offer?
Santander’s mortgage range covers all the standard types and schemes you’d expect from a major mortgage lender. Their product portfolio includes fixed and tracker rate products, low deposit mortgages for first time buyers and remortgaging products for new and existing customers.
Santander also have range of dedicated Buy to Let mortgage products that are suitable for a variety of property investment situations.
How can I apply for a Santander mortgage?
You can apply for a Santander mortgage online, over the phone, or in-branch. The whole process can be completed online, however, you can also phone them up to assist you with your application or to book a telephone or branch mortgage appointment.
You can get a Decision in Principle via the Santander website which will provide you with an indication on how much you could borrow from them.
However, if you require help with your mortgage needs and/or want to consider other lenders, you should seek advice from an independent qualified mortgage advisor.
What are the current Santander mortgage interest rates?
Santander’s mortgage rates change regularly so it is important to make sure you are aware of their current rates. You can get interest rate information on all of Santander’s products from their website. Alternatively, you can use our whole-of-market mortgage comparison service which provides the added benefit of allowing you to compare Santander’s mortgage rates against other UK mortgage providers.
What are the current Santander mortgage deals?
Like other major mortgage lenders, Santander may run offers exclusive to new customers to attract their business. If Santander are running any mortgage deals currently they will be detailed on the Santander website.