Bad Credit Secured Loans

  • We've teamed up with award winning broker Norton Finance to help find the best secured loan for you, even if you have bad credit history or CCJs
  • Secured loans are only available to homeowners and usually have to be applied for through a broker using your property as security
  • Use the calculator below and get a free no obligation quote that won’t affect your credit rating
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a loan or any other debt secured on it. Click here for a representative example
    • Prestige Finance logo

      Prestige Finance

      • Initial Rate
        4.99%
      • Total Repayments
        £19,084.80
      • Monthly Repayments
        £159.04
    • West One logo

      West One

      • Initial Rate
        5.25%
      • Total Repayments
        £19,317.60
      • Monthly Repayments
        £160.98
    • Masthaven logo

      Masthaven

      • Initial Rate
        5.74%
      • Total Repayments
        £19,746.00
      • Monthly Repayments
        £164.55
    • Together logo

      Together

      • Initial Rate
        7.65%
      • Total Repayments
        £21,524.40
      • Monthly Repayments
        £179.37
    • Norton Home Loans logo

      Norton Home Loans

      • Initial Rate
        8.30%
      • Total Repayments
        £22,129.20
      • Monthly Repayments
        £184.41
    • Central Trust logo

      Central Trust

      • Initial Rate
        8.50%
      • Total Repayments
        £22,314.00
      • Monthly Repayments
        £185.95
    • Equifinance logo

      Equifinance

      • Initial Rate
        8.75%
      • Total Repayments
        £22,556.40
      • Monthly Repayments
        £187.97
    • 1st Stop Home Loans logo

      1st Stop Home Loans

      • Initial Rate
        9.00%
      • Total Repayments
        £22,801.20
      • Monthly Repayments
        £190.01
    • Spring Finance logo

      Spring Finance

      • Initial Rate
        10.50%
      • Total Repayments
        £24,288.00
      • Monthly Repayments
        £202.40
    • Lesley Stephen & Co logo

      Lesley Stephen & Co

      • Initial Rate
        12.00%
      • Total Repayments
        £25,825.20
      • Monthly Repayments
        £215.21
    • Evolution Money logo

      Evolution Money

      • Initial Rate
        15.00%
      • Total Repayments
        £29,040.00
      • Monthly Repayments
        £242.00

Please note: Loans displayed have a minimum term of 12 months and a maximum term of 300 months. Maximum APRC charged 49.9%. Rates displayed are the lowest available for each lender based on 60% loan-to-value (LTV).

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
Overall representative example for Bad Credit Secured Loans from Norton Finance
Based on borrowing £10,000 over 10 years at an Annual Interest Rate of 10.68% (variable) Maximum APR: 65.2% Total amount payable £18,752.40
Fees Broker Fee £1,000 / Lender Fee £495 Overall cost of comparison 15.1% APRC
Our comparison service is generated using information supplied by Norton Finance with whom we have a commercial relationship. This does not effect the pricing achieved by consumers.

Award-winning comparisons you can trust

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Bad Credit Secured Loans FAQs

Will I be able to get a secured loan if I have bad credit?

What risks are involved with taking out a bad credit secured loan?

Why might I need a bad credit secured loan?

What should I consider before taking out a bad credit secured loan?

Should I consider remortgaging instead?

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