Compare Short Term Loans

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  • How does this comparison table work?
  • Compare short term lending products from 9 FCA-Authorised direct lenders

These are some of the lenders we compare

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
How much do you want to borrow?
£200
3 months

Search Results: £200 over 3 months

    • SafetyNet Credit logo
      Credit Line

      SafetyNet Credit

      • Available Amounts
        £100 to £500
      • Min/Max Terms
        No min or max term
      • Late Fees
        No fee
      • Total Amount Repayable
        £264.00 over 3 months

      Eligibility Criteria

      • Must be aged 18 or over
      • Must be in full-time or part-time employment or self-employed
      • Must have debit card and bank account into which salary is paid
      • Customers must submit bank account login details to apply for a loan
      • CCJs accepted
      • UK residents only
      • Minimum monthly income of £750
      • Must have a mobile phone and email address
      • Bankruptcy, IVA or equivalents not accepted
    • Satsuma logo

      Satsuma - Monthly

      • Available Amounts
        £100 to £1,000
      • Min/Max Terms
        3 Months to 1 Year
      • Late Fees
        No fee
      • Total Amount Repayable
        £295.20 over 3 months

      Eligibility Criteria

      • Must be aged between 18 and 74
      • Must receive a regular source of income through employment or otherwise
      • CCJs within the last 6 months not accepted
      • If you decide to repay early, you will receive a settlement quote valid for 28 days. This will include 28 days interest payable even where you settle the loan immediately.
      • Must be a UK resident
      • Must have a UK Bank account and debit card
      • Must have a mobile phone and email address
      • Bankruptcy, IVA or equivalents not accepted
      • Existing customers may borrow up to £2,000
    • MoneyBoat logo

      MoneyBoat

      • Available Amounts
        £200 to £800
      • Min/Max Terms
        2 to 6 Months
      • Late Fees
        £15
      • Total Amount Repayable
        £301.50 over 3 months

      Eligibility Criteria

      • Must be aged 18 or over
      • Must be in full or part time employment
      • Existing customers may be able to borrow up to £1,500
      • UK residents only
      • Minimum monthly income of £1,000
      • Bankruptcy, IVA or equivalents not accepted
    • MYJAR logo

      MYJAR

      • Available Amounts
        £100 to £3,600
      • Min/Max Terms
        3 Months, 6 Months, or 1 Year
      • Late Fees
        Up to £15
      • Total Amount Repayable
        £309.24 over 3 months

      Eligibility Criteria

      • Must be aged 18 or over
      • Must be in full-time or part-time employment, self-employed or on benefits
      • Must have a bank account and debit card
      • CCJs accepted
      • UK residents only
      • Must have a mobile phone and email address
      • Bankruptcy, IVA or equivalent accepted
    • Peachy logo

      Peachy

      • Available Amounts
        £100 to £700
      • Min/Max Terms
        1 Month to 1 Year
      • Late Fees
        Up to £15
      • Total Amount Repayable
        £317.04 over 3 months

      Eligibility Criteria

      • Must be a UK resident
      • Must be aged between 18 and 65
      • Must have a minimum monthly income of £600
      • Must be full time employed, part-time employed, temporary employed, student, self employed, homemaker, or in armed forces
      • Must have a UK Bank account and debit card
      • Must have a mobile phone and email address
      • Bankruptcy, IVA or equivalents not accepted
      • CCJs not accepted
    • PiggyBank logo

      PiggyBank

      • Available Amounts
        £100 to £1,000
      • Min/Max Terms
        1 Week to 5 Months
      • Late Fees
        £15
      • Total Amount Repayable
        £317.04 over 3 months

      Eligibility Criteria

      • Must be aged 18 or over
      • Must be in full-time or part-time employment or self-employed
      • Must have a bank account and debit card
      • Maximum of one CCJ, though none in the last 12 months
      • UK residents only
      • Must have a minimum monthly income of £650
      • Must have a mobile phone and email address
      • Bankruptcy, IVA or equivalents not accepted
      • Existing customers may borrow up to £1,500
    • QuickQuid logo

      QuickQuid

      • Available Amounts
        £50 to £1,000
      • Min/Max Terms
        1 to 3 Months
      • Late Fees
        £15
      • Total Amount Repayable
        £356.80 over 3 months

      Eligibility Criteria

      • Must be aged 18 or over
      • Must be in employed
      • Must have a UK bank account
      • CCJs accepted
      • UK residents only
      • Must have an email address
      • Bankruptcy, IVA or equivalents accepted

    Short term lenders that don't match your search

    • Lending Stream logo

      Lending Stream

      • Available Amounts
        £50 to £800
      • Min/Max Terms
        6 Months
      • Late Fees
        Up to £15
      • Total Amount Repayable
        -

      Eligibility Criteria

      • Must be aged 18 or over
      • Must be in full-time employment
      • Must have a bank account and debit card
      • CCJs accepted
      • UK residents only
      • Minimum monthly income of £400
      • Must have a mobile phone and email address
      • Bankruptcy, IVA or equivalents not accepted

    Other types of loan that you may be interested in

    • Everyday Loans logo

      Everyday Loans

      • Loan Type
        Unsecured
      • Representative APR
        93.6% APR
      • Available Amounts
        £1,000 to £15,000
      • Min / Max Terms
        2 to 5 years

      Eligibility Criteria

      • Must be aged 18 years and older
      • Must have the full right to live and work in the UK and will be a UK resident for the full length of the loan
      • Must be able to afford the repayments and demonstrate a regular income
      • Homeowners, tenants and living with parent(s) customers are accepted
    • Amigo Guarantor Loans logo

      Amigo Guarantor Loans

      • Loan Type
        Guarantor
      • Representative APR
        49.9% APR (variable)
      • Available Amounts
        £500 to £10,000
      • Min / Max Terms
        1 to 5 years

      Eligibility Criteria

      • Must be aged 18-75
      • Must be a UK resident
      • Must not be on an active bankruptcy, IVA or equivalent
    • 118 118 Money  logo

      118 118 Money

      • Loan Type
        Unsecured
      • Representative APR
        99.9% APR
      • Available Amounts
        £1,000 to £5,000
      • Min / Max Terms
        1 to 2 years

      Eligibility Criteria

      • Must be aged 18 - 70
      • Must be a UK resident
      • Must have a net monthly income of £700+
      • Must hold a current UK bank account and debit card
      • Must have a mobile phone and email address
Compare Alternatives To Short Term Loans

Short Term Loans - Frequently asked questions

A short term loan is a brief, unsecured method of borrowing, that can usually be set up very quickly. Such a loan could be used to help individuals manage unforeseen circumstances such as a financial emergency, or perhaps a rush of bills landing shortly before payday.

As with most borrowing solutions, short-term loans are expected to be repaid within a specific period of time - usually a minimum term of at least sixty days. By the time your agreed term is over, you will have been expected to pay back the original amount you borrowed, including the interest that was accrued in that time.

Short-term loans are not suitable for everyone and they are not the answer for people in serious debt due to the high interest rates. With some lenders the loan, once approved, can reach a person's bank account instantly.

Unsecured means that the loan is only supported by the borrower's creditworthiness - ie, their credit rating. For contrast, a secured loan uses an asset such as the borrower's home as collateral. Borrowers must usually have good credit ratings to be accepted for unsecured loans.

Can I make a short term loan work for me?

Are there any alternatives to short term loans?

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How much will a short term loan cost?

Can I repay my short term loan early?

How do I make repayments on my loan?

What will happen if I miss a payment on a Short Term Loan?

What's the difference between a short-term loan and a payday loan?

What is an unauthorised lender, and why should I avoid them?

What should I do if I have been declined for a loan?

Where can I find out more about a lender?

Where can I get advice and help for debt issues?

What is Reponsible Lending?

How are short term loans regulated?

We currently compare the following lenders