Compare Short Term Loans

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  • Compare short term lending products from 2 FCA-Authorised direct lenders

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How much do you want to borrow?
3 months

Search Results: £200 over 3 months

    • Satsuma logo

      Satsuma - Monthly

      • Available Amounts
        £100 to £1,000
      • Min/Max Terms
        3 Months to 1 Year
      • Late Fees
        No fee
      • Total Amount Repayable
        £295.20 over 3 months

      Eligibility Criteria

      • Must be aged between 18 and 74
      • Must be a UK resident
      • Must receive a regular source of income through employment or otherwise
      • CCJs within the last 6 months not accepted
      • Must have a UK Bank account and debit card
      • Must have a mobile phone and email address
      • Bankruptcy, IVA or equivalents not accepted
      • If you decide to repay early, you will receive a settlement quote valid for 28 days. This will include 28 days interest payable even where you settle the loan immediately.
      • Existing customers may borrow up to £2,000

    Short term lenders that don't match your search

    • Lending Stream logo

      Lending Stream

      • Available Amounts
        £50 to £800
      • Min/Max Terms
        6 Months
      • Late Fees
        Up to £15
      • Total Amount Repayable

      Eligibility Criteria

      • Must be aged 18 or over
      • UK residents only
      • Must be in full-time employment
      • Must have a bank account and debit card
      • Minimum monthly income of £400
      • Must have a mobile phone and email address
      • CCJs accepted
      • Bankruptcy, IVA or equivalents not accepted

We currently compare the following lenders

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Short Term Loans

A short term loan is a brief, unsecured method of borrowing, that can usually be set up very quickly. Such a loan could be used to help individuals manage unforeseen circumstances such as a financial emergency, or perhaps a rush of bills landing shortly before payday.

As with most borrowing solutions, short-term loans are expected to be repaid within a specific period of time - usually a minimum term of at least sixty days. By the time your agreed term is over, you will have been expected to pay back the original amount you borrowed, including the interest that was accrued in that time.

Short-term loans are not suitable for everyone and they are not the answer for people in serious debt due to the high interest rates. With some lenders the loan, once approved, can reach a person's bank account instantly.

Unsecured means that the loan is only supported by the borrower's creditworthiness - ie, their credit rating. For contrast, a secured loan uses an asset such as the borrower's home as collateral. Borrowers must usually have good credit ratings to be accepted for unsecured loans.

Short Term Loans FAQ

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What will happen if I miss a payment on a Short Term Loan?

What's the difference between a short-term loan and a payday loan?

What is an unauthorised lender, and why should I avoid them?

What should I do if I have been declined for a loan?

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Where can I get advice and help for debt issues?

What is Reponsible Lending?

How are short term loans regulated?

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