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M&S Travel Insurance
Marks and Spencer (or M&S) is a leading UK retailer which started way back in 1884 as a market stall in Leeds. As M&S expanded into more areas, including food and home, they established a financial branch in 1985 which was initially called St Michael Financial Services. They began selling travel and pet insurance in 2002 and also offer car and home insurance. Now called M&S Bank, the company provides many different banking services such as current and savings accounts, loans, and even mortgages.
M&S travel insurance aims to cater for a range of individuals and holidays. It offers single trip and multi-trip policies, depending on whether people need insurance for one specific holiday or want cover all year round. M&S policies provide cover for emergency medical treatment, trip cancellations, trips that end early, delays/travel disruptions, missed departures, and lost documents and money. Personal accident cover, personal liability cover and legal expenses may also be included, as well as cover in the event of a major incident such as an earthquake or hurricane, subject to certain terms and conditions. Customers are also covered for some of the more common and low-risk sports that they are likely to do on holiday.
Winter sports cover and cover for personal belongings/baggage are optional extensions that can be purchased alongside an M&S travel insurance policy.
Services offered by this provider may change over time. Always check Ts&Cs.