Compare £5,000 Unsecured Loans

  • Compare interest rates and term lengths for £5000 unsecured personal loans
  • Check loan details and eligibility requirements carefully before you apply
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  1. 1 Check your eligibility without harming your credit score
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This service is provided by Freedom Finance, checking your eligibility against their panel of lenders using a soft credit search*
13 products found
As a result of Coronavirus (Covid-19) some loan providers have put lending restrictions in place or temporarily withdrawn their products from comparison sites and/or the wider market, therefore you may see fewer providers than normal.
  • AA Personal Loan - Breakdown Cover included* logo
    Broker

    AA Personal Loan - Breakdown Cover included*

    • Representative APR
      3.3% APR (£15,001 to £25,000)
    • Available Amounts
      £1,000 to £25,000
    • Min / Max Terms
      1 to 7 years

    Eligibility Criteria

    • Must have been a UK resident for at least 3 years
    • Must be over 21 and no older than 70 when the loan term ends
    • Must have a regular income above £12,000 a year. If self-employed, you must have been so for over 2 years
    • Must have a good credit rating without a history of CCJs or bankruptcy
    • Must have a UK based bank or building society account that can pay direct debits
    • Must ensure that you can meet the repayments as missed payments incur a charge and could have severe consequences on your ability to obtain future credit
    • *As an AA loans customer you'll get 12 months Basic Breakdown Cover included at no extra cost, or an add-on if you're already a Member.
  • Post Office Money Personal Loan logo
    Broker

    Post Office Money Personal Loan

    • Representative APR
      3.3% APR (£15,001 - £25,000)
    • Available Amounts
      £1,000 to £25,000
    • Min / Max Terms
      1 to 7 years

    Eligibility Criteria

    • Must have been a UK resident for at least 3 years
    • Must be over 21 and no older than 70 when the loan term ends
    • Must have a regular income above £12,000 a year
    • Must have a good credit rating without a history of County Court Judgements or bankruptcy
    • Must have a UK based bank account or building society account that can pay direct debits
    • Must be able to meet the repayments as missed payments incur a charge and could have severe consequences on your ability to obtain future credit
  • Hastings Personal Loan logo

    Hastings Personal Loan

    • Powered by Freedom Finance
    • Representative APR
      10.9% APR
    • Available Amounts
      £1,000 to £25,000
    • Min / Max Terms
      1 to 5 years

    Eligibility Criteria

    • Must be permanent UK resident
    • Must have a current Bank or Building Society Account
    • Must be in permanent paid employment
    • No current bankruptcies
    • No current debt management arrangements
    • No active IVAs
  • Norton Finance Personal Loan - For homeowners only logo
    Broker

    Norton Finance Personal Loan - For homeowners only

    • Only available to homeowners
    • Representative APR
      15.4% APR
    • Available Amounts
      £3,000 to £25,000
    • Min / Max Terms
      1 to 25 years

    Eligibility Criteria

    • Must be aged 18 to 80
    • Must be a homeowner
    • Must have a minimum income of £7,500 per year from employment, pension or benefits
  • Freedom Finance logo
    Broker

    Freedom Finance

    • Representative APR
      15.9% APR
    • Available Amounts
      £500 to £25,000
    • Min / Max Terms
      1 to 7 years

    Eligibility Criteria

    • Must be aged 18 years or over
    • Must be a UK resident
    • Interest rates are dependent on your individual credit score
  • My Community Finance Personal Loan logo

    My Community Finance Personal Loan

    • Powered by Freedom Finance
    • Representative APR
      23.9% APR
    • Available Amounts
      £1,500 to £25,000
    • Min / Max Terms
      1 to 5 years

    Eligibility Criteria

    • Must be aged 21 or over at the start of the loan
    • Must be a Permanent Resident of the UK (excludes NI, Channel Islands, Isle of Man)
    • Must have a current bank or building society account
    • Must earn at least £18,000 from employed or self-employed income
    • No current debt management arrangements, active IVA's, or bankruptcies
  • Lendable Personal Loan logo

    Lendable Personal Loan

    • Powered by Freedom Finance
    • Representative APR
      27.4% APR
    • Available Amounts
      £1,000 to £10,000
    • Min / Max Terms
      1 to 5 years

    Eligibility Criteria

    • Must be aged between 18-70 (at time of application)
    • Must be a UK resident (exlcuding the Channel Islands and Isle of Man)
    • Have a net monthly income of £800+
    • Must not be unemployed
    • Bankruptcies, active CCJs and IVAs not accepted
  • 1st Stop Personal Loan logo

    1st Stop Personal Loan

    • Powered by Freedom Finance
    • Only available to homeowners
    • Representative APR
      30.8% APR
    • Available Amounts
      £2,000 to £15,000
    • Min / Max Terms
      2 to 6 years

    Eligibility Criteria

    • Must be a homeowner
    • Must be aged 21 or over at the start of the loan
    • Must be a UK resident (excluding the Channel Islands and Isle of Man)
    • Must have a net monthly income of £600+
    • Must not be unemployed, a full time student or on benefits
    • Must not be currently bankrupt or in an IVA
    • No CCJs or defaults in last 12 months
  • Guarantor My Loan logo

    Guarantor My Loan

    • Powered by Freedom Finance
    • Guarantor
    • Representative APR
      48.9% APR
    • Available Amounts
      £1,000 to £10,000
    • Min / Max Terms
      1 to 5 years

    Eligibility Criteria

    • Must be aged 21-75
    • Must be a UK resident
    • Must not be on an active bankruptcy, IVA or equivalent
  • George Banco Guarantor Loan logo

    George Banco Guarantor Loan

    • Powered by Freedom Finance
    • Guarantor
    • Representative APR
      49.7% APR
    • Available Amounts
      £1,000 to £15,000
    • Min / Max Terms
      1 to 5 years

    Eligibility Criteria

    • Must be a UK resident (excludes Isle of Man and Channel Islands)
    • Must have a UK bank account
    • Must be aged 21 or over
    • Must have a UK bank account with a valid UK debit card
    • Must have a minimum income after tax of £1,000 pcm (not furloughed)
    • Must not be subject to a current Individual voluntary arrangement (IVA) or bankruptcy order
  • Likely Loans Personal Loan logo

    Likely Loans Personal Loan

    • Powered by Freedom Finance
    • Representative APR
      59.9% APR
    • Available Amounts
      £500 - £5,000
    • Min / Max Terms
      1 to 3 years

    Eligibility Criteria

    • Must live in the UK (excluding the Channel Islands and Isle of Man)
    • Must be aged 18 or over at start of loan
    • No bankruptcies within last 12 months
    • Must have a UK Bank Account and Debit Card
    • Can be Tenant or Homeowner
    • Must be Employed or Self Employed
  • Bamboo Personal Loan logo

    Bamboo Personal Loan

    • Powered by Freedom Finance
    • Representative APR
      69.9% APR
    • Available Amounts
      £1,000 to £8,000
    • Min / Max Terms
      1 to 5 years

    Eligibility Criteria

    • Be aged between 18 - 72 (at time of application)
    • Must be a UK resident (exlcuding the Channel Islands and Isle of Man)
    • Have a net monthly income of £600+
    • Must not be unemployed, a full time student or on benefits
    • Must not be currently bankrupt or in an IVA
    • No CCJs or defaults in last 12 months
  • Everyday Loans Personal Loan logo

    Everyday Loans Personal Loan

    • Powered by Freedom Finance
    • Representative APR
      99.9% APR
    • Available Amounts
      £1,000 - £15,000
    • Min / Max Terms
      18 months - 5 years

    Eligibility Criteria

    • Must be permanent UK Resident for at least 12 months (Not IOM or Channel Islands)
    • Must be aged 18 or over (at start of the loan)
    • Must have a current Bank or Building Society Account
    • No current bankruptcies, CCJ's or IVAs
    • Must not be unemployed

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

Our service is free of charge but we receive commissions from the providers we refer you to. This table is initially ordered by representative APR. You can use the options above the table to order it according to various criteria. You may be offered different rates depending on your personal credit rating.

Our comparison service features a selection of providers from whom we receive commission.
This table is ordered by Representative APR.

Eligibility Service:

*The loans eligibility service is provided by Freedom Finance. The data you supply and submit is used to retrieve loan quotes from Freedom's panel of lenders. By using their loans eligibility service you are agreeing to Freedom's terms and conditions and privacy policy which can be found at freedomfinance.co.uk

Freedom Finance is a trading style of Freedom Finance Limited who are authorised and regulated by the Financial Conduct Authority. Freedom Finance Limited. Registered Office. Atlantic House, Atlas Business Park, Simonsway, Manchester, M22 5PR. Registered in England & Wales 06297533. FCA No. 662079. VAT Registration Number 257 0001 44.

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£5,000 Unsecured Loans FAQ

What is a £5,000 unsecured loan?

Who would benefit from a £5,000 unsecured loan?

How does an unsecured loan differ from a secured loan?

I’d like to borrow a £5,000 unsecured – how soon will I receive it?

What details must I provide?

How will poor credit affect my chances of getting a £5,000 unsecured loan?

Do I need collateral on my £5,000 unsecured loan?

What are the risks of taking out a £5,000 unsecured loan?

I might be able to repay early. Is that possible?

Can I extend a £5,000 unsecured loan?

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